Investigator

Royal Bank of Canada • Toronto, ON

11d • Onsite

About The Position

The Investigator role involves planning, conducting, and completing risk-based investigations stemming from media scans, transaction monitoring, and Unusual Transaction Reporting from internal partners. The individual will be responsible for maintaining accurate and contemporaneous records of all investigative actions and decisions, ensuring compliance with legal, regulatory, and RBC policy requirements. Key aspects include gathering information and intelligence from all available sources to determine suspicion of money laundering, financing of terrorism, or other criminal activities. The role also requires preparing relevant reports to support proposed actions based on investigation results and collaborating with the Global AML-FIU Investigation Team and other FIU partners to ensure investigations are completed within defined timelines and escalated appropriately. The Investigator is also expected to promote, support, and adhere to RBC's policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection, and Information Security.

Requirements

• Understanding of money laundering process in general and knowledge of various money laundering indicators
• Strong investigative, critical thinking and analytical skills and the ability to apply them in various scenarios
• Strong verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role
• Completion of an undergraduate degree in a relevant field of study (i.e. accounting, business, political science, criminology)
• At a minimum, an Intermediate proficiency level of skill in Microsoft Excel & Microsoft Word to do challenging work

Nice To Haves

• Working background/experience with the major business segments of RBC
• ACAMS Certification

Responsibilities

• Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners
• Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
• Promote, support and adhere to RBC's policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published policy / guidance documents and protocols
• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy

Benefits

• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees