Internship Credit Analyst

Glacier Bancorp, Inc.•Boulder, CO

2d•Onsite

About The Position

The Credit Analyst Internship provides a student with the opportunity to work closely with the Credit and Commercial Lending teams within a community bank environment. This position is designed as a training experience within the Commercial Credit Department, offering exposure to commercial credit analysis and the inner workings of a community bank. The intern will work alongside experienced credit professionals and gain hands-on experience supporting day-to-day credit department activities. Throughout the internship, the candidate will gain insight into the bank’s operations, credit processes, and business strategies, while developing a practical understanding of how commercial credit supports relationship banking in a community bank setting. This program, although short term, is designed to help the intern learn the fundamentals of credit analysis through hands-on training and real-world experience. The position provides both the intern and management with clear milestones to track progress, development, and learning throughout the internship.

Requirements

Currently enrolled College student working towards a degree in a business, finance, or economics in Boulder, Colorado
Familiarity with personal and business financial statements, including basic financial reports such as income statements, balance sheets, and cash flow statements
Ability to communicate clearly and professionally, both verbally and in writing, with teammates across the organization
Demonstrates professionalism, reliability, and a positive attitude when interacting with others
Displays intellectual curiosity, a strong desire to learn, and the confidence to ask thoughtful questions
Ability to think critically and logically to help identify issues, gather information, and support problem-solving efforts
Ability to follow detailed instructions, learn new processes, and adapt to new concepts and systems
Strong organizational skills with the ability to prioritize tasks, manage multiple assignments, and maintain attention to detail and accuracy
Self-motivated with a strong sense of accountability and the ability to follow through on assigned tasks
Ability to complete work within assigned timeframes while maintaining quality and integrity
Maintains strict confidentiality of all information obtained during the course of job duties and adheres to all bank policies and procedures regarding confidentiality
Good working knowledge of Microsoft Office applications, particularly Word and Excel

Responsibilities

Prepares financial statement analyses and reviews related credit materials, including accounts receivable and payable agings, tax returns, credit bureau information, and industry-related resources
Understands and applies the bank’s credit-related policies and procedures to support credit department activities
Assists commercial loan officers with the preparation of loan packages, analyses, and documentation for internal credit review and approval
Reviews loan files and supporting documentation to ensure completeness, accuracy, compliance, and proper structure
Provides day-to-day operational, analytical, and administrative support to the Credit and Commercial Lending departments
Leads or assists with ad hoc projects, special assignments, and departmental initiatives, demonstrating flexibility and a willingness to contribute wherever support is needed
Willingly pitches in on a wide range of tasks and responsibilities, adapting to changing priorities and business needs to help ensure work is completed accurately and timely
Performs all job functions in compliance with company policies and applicable federal and state regulations, including BSA/AML, OFAC, and GLBA/privacy requirements
Performs other duties as assigned