Intermediate or Senior Underwriter, Trade Credit

Intact FCMississauga, ON
CA$80,700 - CA$98,700Hybrid

About The Position

A career with Intact Specialty Solutions is an opportunity to deepen your expertise in the insurance industry and grow your skillset across a wide variety of lines of business spanning 180 countries. Being part of Canada’s largest P&C insurer and leading provider of global specialty insurance means learning from industry experts and expanding our capabilities. Here you’ll develop not only your career but also establish Intact’s reputation as a leader in Specialty Solutions across the globe. We’re looking for an Intermediate or Senior Underwriter, Trade Credit, to join our growing and dynamic team! As a Underwriter in the Trade Credit team, this role offers a broad range of underwriting and development opportunities. You’ll manage a portfolio of accounts across Canada, build strong Broker and Policyholder relationships, and contribute to initiatives that support profitable growth. You’ll be supported by senior underwriters and management for guidance on complex files, while continuing to deepen your technical skills and market knowledge. You’ll be counted on to apply underwriting guidelines consistently, use sound judgment on risk selection, and bring forward observations on trends and emerging risks. You will also support the team by contributing to reporting and operational insights, identifying and executing on sales opportunities, and helping leaders understand portfolio performance.

Requirements

  • Minimum 2 years for the intermediate role and minimum 5 years for senior underwriter role in Trade Credit or equivalent experience in the financial sector.
  • Proficiency in financial statement analysis and a working knowledge of the Trade Credit insurance product.
  • Strong organization and time management skills with the ability to manage multiple priorities in a fast-paced environment.
  • Clear communication skills, with confidence to ask questions and appropriately challenge when needed.
  • Ability to work independently while collaborating effectively with a national team.
  • Solid analytical, negotiation, and decision-making skills within assigned underwriting authority.
  • Professionalism and a high standard of integrity, confidentiality, and accountability.
  • Demonstrated customer service mindset and relationship-building capability.
  • University and/or College Degree or any combination of equivalent education and experience.
  • Bilingual in French and English is a requirement.
  • Willingness to travel occasionally, as required.
  • Must be eligible to work in Canada from the anticipated start date and throughout their employment.

Nice To Haves

  • MBA, CFA, or CPA designation is an asset.

Responsibilities

  • Underwrite new and renewal business within assigned authority and guidelines.
  • Support day-to-day operations and strategic initiatives to achieve profitable growth targets.
  • Build market intelligence by working with Brokers, Policyholders and internal partners.
  • Present and explain Intact’s product offering with strong technical proficiency, identifying opportunities to grow within your portfolio and beyond.
  • Collaborate with internal teams (e.g., Claims, Risk, Operations) to share insights and support customer solutions.
  • Contribute ideas to improve workflows, service standards, and team efficiency.
  • Continue developing industry and product knowledge to strengthen underwriting decisions.
  • Review underwriting information and data, complete financial analysis, and apply critical thinking to risk and relationship considerations.
  • Negotiate terms and conditions for both new business and renewals, escalating exceptions as required.

Benefits

  • Flexible work arrangements and a hybrid work model
  • Possibility to purchase up to 5 extra days off per year
  • Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more
  • Share plan & other savings: up to 12% of salary or even more
  • Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance)
  • Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.
  • Defined benefit pension plan offering the opportunity to receive guaranteed income for life.
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