Remote | Insurance Underwriting Review Consultant — $75–$105/hour

24-Mag•New York, NY

2d•Remote

About The Position

We are sharing a specialised part-time consulting opportunity for professionals experienced in insurance underwriting, submission review, risk assessment, pricing documentation, and structured underwriting workflow analysis. This role supports current and upcoming remote consulting opportunities focused on structured underwriting review, insurance workflow analysis, submission assessment, documentation review, scenario development, and high-quality project execution. Selected professionals will apply their underwriting expertise to review realistic insurance scenarios, evaluate risk and documentation requirements, prepare structured written outputs, and support accurate, evidence-based underwriting workflow tasks.

Requirements

3+ years of experience in commercial, specialty, personal lines, E&S, or related underwriting work at a carrier, MGA, wholesale broker, retail broker, or insurance organization
Experience with one or more lines of business such as property, general liability, professional liability, workers compensation, cyber, specialty lines, personal lines, or commercial package underwriting
Strong understanding of submission review, appetite guidelines, risk classification, rating manuals, quote preparation, referral memos, bind documentation, or underwriting decision workflows
Familiarity with underwriting platforms such as Duck Creek, Guidewire, carrier systems, broker systems, or similar tools
Comfort reading and preparing underwriting artifacts such as submission packages, risk reports, quote letters, referral memos, bind documentation, broker correspondence, and issuance materials
Strong written communication skills and ability to explain underwriting reasoning clearly
Ability to follow structured instructions and produce evidence-based work

Nice To Haves

Experience with surplus lines, E&S processing, broker relationship management, or specialty underwriting workflows
Experience reviewing rating manuals, risk reports, quote letters, referral documentation, or underwriting files
Familiarity with commercial lines, personal lines, specialty lines, workers compensation, cyber, professional liability, or property underwriting
Professional insurance credentials such as CPCU, AU, ARM, AINS, or equivalent
Strong attention to detail in documentation-heavy underwriting environments

Responsibilities

Review underwriting scenarios involving submission intake, appetite guidelines, risk classification, referral thresholds, and underwriting triage workflows
Assess submission packages for completeness, accuracy, and alignment with defined underwriting requirements
Support structured review of referral memos, senior underwriting escalation scenarios, and risk classification decisions
Identify missing documentation, required information, procedural steps, and expected next actions
Review exposure analysis materials, rating manual references, pricing calculations, quote preparation workflows, and underwriting documentation
Evaluate underwriting scenarios involving risk assessment, quote development, pricing support, surplus lines processing, and state-specific requirements
Prepare clear written explanations for underwriting decisions based on provided materials and defined criteria
Support structured review of commercial, specialty, personal lines, E&S, or related underwriting workflows
Review bind documentation, issuance preparation materials, broker correspondence, quote letters, referral memos, and risk reports
Evaluate underwriting files against documented rules, workflow expectations, and required-document checklists
Create structured review criteria based on verifiable underwriting facts and source materials
Maintain accuracy, consistency, and professional judgment across submitted work