Insurance Product Development Manager

Kin Insurance•St. Petersburg, FL

2d•$120,000 - $150,000•Remote

About The Position

We're looking for a Pricing and Risk Manager to help us build the next generation of insurance products and coverages as well as expand Kin's footprint across states. This role sits at the intersection of pricing strategy and product development — turning market insight and risk analysis into new coverage options, rating features, and pricing enhancements that customers actually feel. This is a hands-on, builder-focused role. You won't be managing a team — you'll be directly shaping the products and features that power Kin's growth, from initial concept through launch in both new and existing states. Your work will directly influence how competitively and confidently Kin can enter new markets and deepen its presence in current ones.

Requirements

5+ years of insurance product development experience
Demonstrated experience building or launching new insurance products, features, or rating enhancements
Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness
Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results
Strong understanding of regulatory modeling and compliance requirements across multiple states
Ability to translate market research and competitive analysis into concrete pricing and product recommendations
Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams

Nice To Haves

Homeowners insurance experience preferred but not necessary

Responsibilities

Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value
Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance
Own the research and proposal of new products, rules, coverages, and enhancements
Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring
Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows
Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready
Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features
Translate market and competitive research into concrete product recommendations and pricing adjustments
Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry