Insurance Operations Specialist

Automotive Risk Consultants, Inc•Denver, CO

4d•Onsite

About The Position

AutoRisk is a growing, highly niched commercial independent insurance agency built on deep industry expertise. We are actively integrating AI-assisted tools into our workflows — from renewal provisioning and pre-work, policy analysis to client communication and underwriting support. We are looking for an Insurance Operations Specialist who sees technology as a force multiplier: someone who brings strong P&C fundamentals and genuine curiosity about how AI can make complex insurance work faster and smarter.

Requirements

2+ years of Property & Casualty (P&C) insurance experience
Ability to reliably commute to or relocate to Denver, CO 80210 before start date

Nice To Haves

Active Property & Casualty (P&C) License
Experience with agency management systems such as AMS360, Applied Epic, or HawkSoft
Comfort working with and integrating AI tools in a professional context, or genuine curiosity about AI in insurance
Ability to evaluate AI-assisted outputs and provide feedback to improve workflow accuracy
Strong documentation habits and attention to detail

Responsibilities

Work assigned accounts 60 days prior to renewal; prepare and deliver binders within 3 days of receipt
Review renewals to identify non-standard policies that can be rewritten in a standard program, using AI-assisted tools to surface opportunities
Obtain updated client exposure information and complete renewal applications 60 days before renewal date
Prepare renewal applications for businesses through companies no longer represented, at least 45 days prior to renewal
Perform underwriting functions to ensure classification and rating accuracy on new and renewal business, including review of AI-generated risk flags
Negotiate pricing, policy conditions, and terms with insurance markets
Review quotes and recommend best coverage options for price and coverage; document all related conversations
Participate in discussion and review of current market conditions on specific accounts
Maintain timely, thorough interactions with clients and carriers to minimize E&O exposure
Document all material conversations with insureds and carriers per operations manual; supports AI-assisted client history analysis
Review termination and cancellation notices within 48 hours to determine appropriate action
Assist clients with claims reporting as requested
Support clients through the Premium Audit Process, including audit form completion and explaining debit/credit premium summaries