Insurance Associate - Midland
About The Position
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Insurance Associate within PNC's Midland organization, you will be based within the PNC Midland footprint. As an Insurance Associate in PNC Midland’s Insurance department, you will be responsible for determining compliance of commercial insurance policies on real estate loans. Typical duties include interacting with borrowers and insurance agents to obtain evidence of insurance, paying insurance premiums, insurance compliance, and working to resolve any noncompliant insurance items. Additional analytical responsibilities may be assigned, with regards to claims and lender placed insurance coverage. An ideal candidate will have 4 year college degree or 2+ years relative experience. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Requirements
- 4 year college degree or 2+ years relative experience
- Accuracy and Attention to Detail
- Decision Making and Critical Thinking
- Effective Communications
- Insurance Legal and Regulatory Environment
- Loan Review
- Managing Multiple Priorities
- Negotiating
- Problem Solving
- Process Management
- Real Estate Property Data Analysis
- Regulatory Environment - Financial Services
- Risk Assessment
Responsibilities
- Determines compliance of insurance policies on real estate loans against requirements in related loan documents, servicing contracts, government-sponsored enterprise (GSE) guides, internal policies and procedures, and applicable regulations
- Works with borrowers and clients to obtain evidence of compliant insurance, protecting PNC, investors, and clients.
- May correspond with borrowers, insurance agents, and insurance companies to resolve any insurance issues or discrepancies.
- Escalates non-compliant coverages to management or more senior analysts for resolution, while following established escalation procedures.
- May support additional analytical responsibilities related to insurance coverage, such as processing insurance premium disbursements and preparing as necessary for lender placement of insurance deficiencies.
Benefits
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match
- pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level
- years of service
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
