Insurance Application Associate

iA American•Waco, TX

4d•Hybrid

About The Position

Build the future with us. Are you driven by supporting financial security and protecting families and eager to contribute to a company that helps clients feel confident about their future? As an Insurance Application Analyst, you will play a key role in ensuring the accuracy, compliance, and quality of new business applications—directly impacting our mission of delivering trustworthy and efficient service. This position is a great opportunity to showcase your analytical skills and attention to detail while realizing your full potential within a caring and trustworthy company. Here, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.

Requirements

1+ years of experience in life insurance, underwriting, or a related field, or a strong consumer‑level understanding of life insurance concepts
Beginner, intermediate, or advanced English proficiency, as the role involves communicating with internal teams and agents regularly
Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations.

Nice To Haves

Solid understanding of company products, plans, and applications
Working knowledge of MIB codes and common medications
Typing speed of 35 WPM with 90% accuracy
Proficiency in MS Word, Outlook, Excel, and the ability to learn internal systems quickly
Strong problem‑solving skills and the ability to perform under pressure
Willingness to work overtime as business needs require

Responsibilities

Serving as a quality checkpoint, reviewing all new business applications for accuracy and completeness
Reviewing final expense and simplified issue applications to render decisions on insurability, including approvals, declinations, and plan changes within stated guidelines
Exercising an authorized approval limit of $300,000
Conducting research such as MVR checks, criminal record searches, and vendor database reviews to validate applicant information
Identifying concerns with agent business practices and escalating when appropriate
Determining required underwriting documentation and preparing correspondence to agents
Entering accurate, detailed case notes to ensure transparency of actions taken and next steps
Conducting business ethically, in compliance with laws, regulations, and company standards