Inside Underwriter

CRC Group•Sacramento, CA

1d•Onsite

About The Position

The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.

Requirements

Bachelor’s degree or relevant insurance designation preferred
Experience within underwriting or brokering specialty or E&S insurance products
Appropriate state-specific insurance license required
Strong understanding of underwriting principles, risk evaluation, and policy structure
Ability to independently analyze insurance risks and determine appropriate terms and conditions
Knowledge of binding authority guidelines and market placement strategies
Strong problem-solving skills with ability to resolve complex coverage and underwriting issues
Effective communication and relationship management skills with carriers and agents
Ability to manage high-volume underwriting workflows with accuracy and efficiency

Nice To Haves

Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression

Responsibilities

Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines
Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels
Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy
Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents
Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines
Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment