Individual Operational Underwriter

Ameritas • Cincinnati, OH

8d • Hybrid

About The Position

This position is responsible for independently underwriting disability insurance cases, utilizing practical knowledge of company products and underwriting principles. This is a hybrid role working partially in-office (Cincinnati, OH) and partially from home.

Requirements

• Bachelor's Degree or equivalent combination of education and experience required.
• 1-3 years insurance industry experience required.

Nice To Haves

• 1-3 years of underwriting experience desired.
• Previous disability product experience desired.

Responsibilities

• Evaluate and assess insurance risk by analyzing disability plan design, demographics, claims experience, financial data, and applying relevant state and federal regulations.
• Administer underwriting cases to support revenue, persistency, and profitability targets, ensuring alignment with organization growth goals.
• Determine and coordinate the issuance of plans, policies, and premium rates in accordance with established underwriting guidelines and procedures.
• Compile and analyze regular reports on underwriting activities and processing team.
• Serves as a resource to team members and field partners by providing training, guidance, and day-to-day support.
• Contribute to special projects as needed.
• Partner with team leadership to create standardized audit processes.
• As member of a steering committee, partner with both internal and external relationships to help determine the direction of the GSI product line.

Benefits

• 401(k) Retirement Plan with company match and quarterly contribution.
• Tuition Reimbursement and Assistance.
• Incentive Program Bonuses.
• Competitive Pay.
• Flexible Hybrid work.
• Thrive Days - Personal time off.
• Paid time off (PTO).
• Health Benefits: Medical, Dental, Vision.
• Health Savings Account (HSA) with employer contribution.
• Well-being programs with financial rewards.
• Employee assistance program (EAP).
• Professional development programs.
• Leadership development programs.
• Employee resource groups.
• StrengthsFinder Program.
• Matching donations program.
• Paid volunteer time– 8 hours per month.
• Generous paid maternity leave and paternity leave.
• Fertility, surrogacy, and adoption assistance.
• Backup child, elder and pet care support.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree