Indirect Fraud Investigation Associate - (260000LS) - Irvine, CA
About The Position
Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide. We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups. If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.
Requirements
- Minimum 2-4 years related experience performing fraud investigations.
- Bachelor’s degree or equivalent work experience.
- Demonstrated analytical skills to conduct investigations, determine facts, and assess potential culpability in dealer fraud.
- Strong attention to detail and ability to see investigations through with minimal supervision.
- Proven decision-making skills and ability to summarize findings.
- Strong organization/time management skills.
- Ability to collaborate with various internal departments, law enforcement, dealers and other external partners to effectively address fraud and mitigate associated risks.
- Strong communication (written and verbal) to interface with external and internal customers.
Nice To Haves
- Prior experience working with Credit, Collection skip tracing, and or legal a plus.
- SAS or SQL experience a plus.
- Auto finance industry a plus.
Responsibilities
- Investigate Indirect Identity Theft claims, and block notifications of fraud related to new and existing accounts, referred by the Credit Dispute team.
- Account review for potential Identity Theft/authenticity assessment.
- Interview victims, suspects, dealers, and other relevant parties, identifying patterns, gathering evidence, and ensuring effective resolution while upholding the organization’s integrity and compliance standards.
- Gather and analyze facts and document all investigative activities to present culpability determination and next steps.
- Prepare written reimbursement claims for dealer buybacks and support the buyback process through to payment receipt.
- Regularly communicate and coordinate cross-departmental fraud detection and investigative issues with teams such as Collections, Customer Service, Credit, Funding, Sales and Marketing, and Legal.
- Collaborate with and assist local, state, and federal authorities when possible.
- Assist in investigating all types of fraud claims within the organization, as well as external cases and other disputes, including ad hoc reviews of accounts, dealer fraud, dealer mistakes, and lien imperfections as needed.
- Assist in identifying the best course of action to minimize losses to the company.
Benefits
- Hybrid flexibility – 4 days in office, 1 day remote
- Monthly vehicle allowance
- Vehicle purchase and lease discounts
- Comprehensive health coverage – medical, dental, and vision plans
- Employer-funded HSA contributions
- 401(k) with company match and immediate vesting from day one
- 100% company-paid life and disability insurance
- Wellbeing benefits including fitness and health resources
- Leadership programs and career development that support continuous learning
- Paid Volunteer Time Off
- Company charitable donation in your honor
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
