Indirect Auto Credit Analyst

TEKsystems•Englewood, CO

3d•$27 - $32•Remote

About The Position

TEKsystems is partnering with Origence, one of the nation's leading Credit Union Service Organizations (CUSOs), to hire experienced Indirect Auto Credit Analysts. This is a fully remote opportunity for professionals with a strong background in indirect auto underwriting who thrive in a fast-paced, high-volume lending environment. If you're passionate about credit analysis, risk assessment, and helping members secure financing through credit unions, this is an excellent opportunity to join a growing organization with strong potential for long-term career advancement.

Requirements

Minimum 3 years of indirect auto underwriting experience.
Experience underwriting loans in a credit union, indirect lending, or automotive finance environment.
Proficiency with at least one of the following systems: MeridianLink, Keystone Correlation, Lending 360 (L360), CUDL, ArcOS, Ideal.
Strong understanding of DTI, LTV, PTI, credit analysis, and income calculations.
Experience reviewing and interpreting credit bureau reports.
Ability to manage a high-volume pipeline while maintaining accuracy.
Excellent communication and customer service skills.
Ability to work independently in a remote environment.
Adaptable, coachable, and open to feedback.
Team-oriented mindset with strong collaboration skills.
Candidates must reside in one of the following states: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, Hawaii.

Responsibilities

Review and analyze indirect auto loan applications submitted through dealerships and credit union partners.
Evaluate loan applications using underwriting criteria, including: Debt-to-Income (DTI), Loan-to-Value (LTV), Payment-to-Income (PTI), Credit bureau reports, Borrower history, Income calculations.
Assess risk and make lending decisions, including approvals, denials, and requests for additional information.
Document underwriting decisions and rationale within multiple loan origination systems.
Work closely with dealers and credit union representatives to gather required documentation and negotiate loan terms.
Review exception and second-look requests according to lending guidelines.
Follow up on approved applications to maximize funding success.
Submit completed loan packages to credit unions for final funding.
Maintain accurate records of inbound and outbound communications.
Support operational goals related to loan volume, funding ratios, and turnaround times.