Home Loan Consultant

Valley Bank • Tampa, FL

1d

About The Position

The Home Loan Consultant will meet with potential borrowers to understand their financial goals and homeownership aspirations. This role requires maintaining knowledge of various mortgage products and educating clients on their features, benefits, and terms. The consultant will assist clients through the mortgage application process, including documentation collection and financial analysis to determine pre-qualification. Building and maintaining strong client relationships for long-term business growth and referrals is key, as is networking with industry professionals to generate leads. Providing positive customer experiences by addressing all questions and concerns is essential, along with maintaining knowledge of all lending regulations to ensure compliance.

Requirements

• Strong technical experience with origination systems.
• Strong knowledge of mortgage programs and products.
• Strong communication skills both verbal and written.
• Strong customer service skills.
• Ability to assess clients' financial situations through financial analysis.
• Knowledge of lending regulations.
• High School diploma or GED.
• Minimum of 2 years of mortgage origination experience.
• Valid Driver's License.
• Mortgage Loan Originator license approved by the Nationwide Mortgage Licensing System (NMLS).

Nice To Haves

• Bachelors degree in finance, business administration or a related field.

Responsibilities

• Meet with potential borrowers to understand their financial goals and homeownership aspirations.
• Maintain knowledge of various mortgage products and educate clients about their features, benefits, and terms.
• Assist clients with the mortgage application process and collection of necessary documentation.
• Analyze client credit reports, financial statements, and debt-to-income ratios to determine mortgage pre-qualification.
• Maintain strong client relationships to ensure long-term business growth and referrals.
• Network with real estate agents, builders, and other industry professionals to generate leads.
• Provide positive customer experiences by addressing all questions and concerns related to the mortgage application and approval process.
• Maintain knowledge of all lending regulations to ensure regulatory compliance.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED