Home Equity Specialist
Maine State Credit Union•Augusta, ME
•$24 - $30•Onsite
About The Position
We are looking for a Home Equity Specialist who combines lending expertise with exceptional member service to guide members through the home equity lending process from application to approval. In this role, you will serve as a trusted advisor, helping members access the value of their homes while identifying solutions that support their broader financial needs. If you're a motivated lending professional with strong relationship-building skills and a passion for delivering outstanding service, we'd love to hear from you.
Requirements
- 1-3 years of mortgage, home equity, or consumer lending experience.
- Strong knowledge of lending regulations, including SAFE Act, ECOA, FCRA, TRID, ATR, QM, and Reg Z.
- Excellent communication, relationship-building, and sales skills.
- Ability to obtain and maintain Mortgage Loan Originator (NMLS) registration.
Nice To Haves
- Experience with underwriting and credit analysis preferred.
Responsibilities
- Originate and manage home equity loan applications from start to finish.
- Build relationships with members, prospects, and referral sources.
- Analyze and underwrite loans within approved lending authority.
- Educate members on lending options, credit, and financial solutions.
- Identify opportunities to cross-sell loans, deposit products, and digital banking services.
- Partner with mortgage, processing, and title teams to ensure a smooth lending experience.
- Maintain compliance with all applicable lending regulations and policies.
Benefits
- Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
- HSA – generous employer contribution
- Employer funded HRA
- Employer-subsidized Dental and Vision Insurance
- 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
- Accident Insurance
- Competitive wages, and annual evaluations with compensation adjustments
- Generous 401(k) employer match, plus annual discretionary contribution
- Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
- Education reimbursement - up to $5,000 annually for undergraduate
- Opportunities to volunteer in our local communities
- 100% Employer Paid EAP which includes 6 free mental health sessions
- Wellness Reimbursement of up to $150
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
