Home Builder Portfolio Manager III

Huntington National Bank•Dallas, TX

1d•Onsite

About The Position

The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities within the home builder portfolio, per established Huntington policies, procedures, and Guiding Principles within the CRE organization. Duties & Responsibilities: Owns primary responsibility for the credit and monitoring of Home Builder portfolio within the Commercial Real Estate portfolio risks. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer. As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers. Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, criticized loans, etc. Manages a portfolio of commercial real estate customers within the homebuilder portfolio in partnership with the relationship manager. Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities. Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue. Own primary responsibility for the credit quality and monitoring of the Home Builders within Commercial Real Estate portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio. Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio. Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer. Work with RM on Loan Closings. Effectively present proposed credit actions in written analysis document as well as present credits in Portfolio Reviews and Criticized Asset meetings.. Conduct portfolio reviews with senior management. Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected. Work with and mentor Credit Analysts to develop required competencies and experience. Prioritize work to meet customer expectations. Analysis of existing portfolio to identify trends and opportunities. Maintain up-to-date knowledge of market/industry trends. Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to interest rate derivatives, treasury management, and commercial cards. Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, MAX, CARS, MS, Tableau, Office Suite, RETS, AFS Vision, etc.

Requirements

Bachelor's degree in Business, Finance, or Accounting
12+ yrs of portfolio management within CRE, preferably within home builder finance
Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to interest rate derivatives, treasury management, and commercial cards.
Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, MAX, CARS, MS, Tableau, Office Suite, RETS, AFS Vision, etc.

Responsibilities

Owns primary responsibility for the credit and monitoring of Home Builder portfolio within the Commercial Real Estate portfolio risks.
Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
Assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, criticized loans, etc.
Manages a portfolio of commercial real estate customers within the homebuilder portfolio in partnership with the relationship manager.
Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
Work with RM on Loan Closings.
Effectively present proposed credit actions in written analysis document as well as present credits in Portfolio Reviews and Criticized Asset meetings.
Conduct portfolio reviews with senior management.
Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
Participation in special projects is expected.
Work with and mentor Credit Analysts to develop required competencies and experience.
Prioritize work to meet customer expectations.
Analysis of existing portfolio to identify trends and opportunities.
Maintain up-to-date knowledge of market/industry trends.