HMDA/Fair Lending QC Specialist - Lakeway or Sugar Land

PROSPERITY BANK • Lakeway, TX

13d • Onsite

About The Position

The Compliance HMDA/Fair Lending QC Specialist is responsible for the accuracy of the data entry to the Home Mortgage Disclosure Act (HMDA) LAR. Responsible for the regulatory review of the Home Mortgage Disclosure Act (HMDA) files to ensure that all proper documentation is included to meet the requirements for reporting on the HMDA LAR.

Requirements

• High school diploma.
• Analytical, detail oriented and accurate
• Excellent oral and written communication skills
• Well organized.
• Demonstrate ability to work well with other associates
• PC skills including basic Excel
• Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.
• Ability to perform basic math skills, use decimals to compute ratios and percentages.
• Ability to read and comprehend job aids and instruction manuals.
• Ability to communicate and write sentences using proper punctuation, and using adjectives and adverbs.

Responsibilities

• Perform reviews of HMDA data within the HMDA software system to source documents.
• Enter missing or incorrect data into the HMDA software system.
• Identify, correct and track HMDA errors as well as report any potential concerns about non-compliance with regulatory requirements.
• Establish and maintain effective communication with lending associates for corrections or completion of required loan file documentation.
• Maintain a good working knowledge of the requirements of the Home Mortgage Disclosure Act to assist in preparation and maintenance of the Loan Application Register (LAR).
• Complete quarterly compliance training.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED