Healthcare Utilization Review Specialist

Cobalt Benefits GroupOrlando, FL
Onsite

About The Position

Join our team at Company and build a meaningful career in employee benefits solutions. As a Healthcare Utilization Review Specialist, you’ll play a vital role in ensuring our clients and members receive the right care at the right time through customized, self-funded insurance programs. You’ll review claims for medical necessity, verify authorizations, and collaborate across clinical and administrative teams to support effective utilization management. This role is ideal for detail-oriented healthcare para-professionals who want to apply their knowledge of medical terminology and insurance processes in a supportive, team-driven environment.

Requirements

  • Medical assistant, home health aide, nursing assistant, or other similar health care para-professional training or certification.
  • Fluent computer skills including MS Office (Word, Excel, and Outlook) and Internet applications.
  • Strong reading comprehension
  • Self-motivated, self-directed, operates without constant guidance.
  • Must be able to make sound logical decisions and articulate the reasoning.

Nice To Haves

  • Prior training in coding, insurance, basic medical vocabulary, training or certification in these roles preferred but not required.

Responsibilities

  • Review claims in utilization review queues for medical necessity and authorization status; determine appropriate processing based on coding and plan language.
  • Support the daily operations of the Utilization Review department by assisting senior UR team members with case review activities.
  • Conduct outreach calls and collect data using established scripts, tools, and protocols, while maintaining productivity and service standards.
  • Process correspondence and faxes in accordance with timeliness standards; escalate to clinical team members when appropriate.
  • Perform clerical and administrative tasks, including scanning, document retrieval, and urgent claims processing support.
  • Communicate clearly, professionally, and courteously with internal and external stakeholders to resolve issues.
  • Provide written direction to other team members (nurses, claims auditors) to support accurate claims processing.
  • Maintain current knowledge of Standard Operating Procedures, member benefits, rights, and responsibilities.
  • Ensure compliance with BCBS Association standards and company policies.
  • Complete other related duties and projects as assigned.

Benefits

  • Fantastic medical, dental, and vision insurance
  • Twice annual employer HSA contributions, covering 50% of the HDHP plan’s annual deductible!
  • Company provided Basic Life and AD&D
  • Company paid Short-Term and Long-Term Disability
  • Flexible Spending Accounts
  • 401(k) Retirement Plan with up to a 6% employer-match WOW! (100% fully vested after 3 years)
  • 10+ paid holidays
  • Generous paid vacation and sick time
  • Annual Volunteer Paid Day
  • Annual Tuition Reimbursement
  • Annual Health and Wellness Reimbursement
  • Lots of fun company events
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