Healthcare Portfolio Manager

Columbia Bank•San Diego, CA

6d•Onsite

About The Position

A Private/Healthcare Portfolio Manager II manages or assists with the management of a predetermined portfolio of existing client relationships, including new credit, renewals, modifications, covenant compliance, and financial monitoring and reporting. They assist Relationship Managers with client and prospect loan needs, analysis to include financial spreads, term sheets, commitment letters and documentation/closing, and all duties assigned. This role involves new credit underwriting for loan requests with more complexity, potentially requiring limited assistance and additional oversight. Responsibilities include renewals/modifications, financial monitoring and reporting, covenant compliance, and quarterly risk ratings. The role ensures all bank loan documentation is accurate and the Bank’s security interest in collateral is perfected, along with timely processing of all credit requests and renewals. The Portfolio Manager will analyze and complete term loan reviews, perform ongoing loan administration, file maintenance, and collection of financials with some support from the primary Relationship Manager. They will also ensure all bank loan files, both hardcopy and digital, are updated, organized, and complete. The position requires performing a multitude of written and verbal communication tasks to ensure completion of all assigned projects. There is an expectation of some proficiency with Cross-sell and deepening client relationships. The role requires demonstrating compliance with all bank regulations for assigned job functions, applying this knowledge to designated job responsibilities, and staying up-to-date on regulation changes. This includes following all Bank policies and procedures, compliance regulations, and completing all required annual or job-specific training. A working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other applicable regulations is necessary. The role may involve coaching, mentoring, or training others and teaching coursework as a subject matter expert. The individual will actively learn, demonstrate, and foster the Columbia corporate culture in all actions and words, taking personal initiative and serving as a positive example. They will embrace the vision to become the “Business Bank of Choice” and may perform other duties as assigned.

Requirements

3 years of industry work experience (Required)
Thorough understanding of and ability to interpret complex accounting literature and accounting pronouncements, regulations, practice and theory, as well as the ability to apply this knowledge to day-to-day activities
Advanced computer skills with an emphasis on Microsoft Office
Strong organizational and project management skills
Effective team player
Effective verbal and written communication skills
Understanding of and compliance with all bank credit policies and procedures
General understanding of commercial and real estate underwriting
Ability to engage and develop relationships with all internal bank departments
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities
Keeps up to date on regulation changes.
Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
Maintains a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable.

Nice To Haves

2 Years — Previous portfolio management experience (Preferred)

Responsibilities

Manages or assists with the management of a predetermined portfolio of existing client relationships, including new credit, renewals, modifications, covenant compliance, and financial monitoring and reporting.
Assists Relationship Managers with client and prospect loan needs, analysis to include financial spreads, term sheets, commitment letters and documentation/closing, and all duties assigned.
Performs new credit underwriting for loan requests with more complexity, potentially requiring limited assistance and additional oversight.
Handles renewals/modifications, financial monitoring and reporting, covenant compliance, and quarterly risk ratings.
Ensures all bank loan documentation is accurate and the Bank’s security interest in collateral is perfected.
Ensures timely processing of all credit requests and renewals.
Analyzes and completes term loan reviews.
Performs ongoing loan administration, file maintenance, and collection of financials with some support of the primary Relationship Manager.
Ensures all bank loan files, both hardcopy and digital, are updated, organized, and complete.
Performs a multitude of written and verbal communication tasks to ensure completion of all assigned projects.
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities.
Keeps up to date on regulation changes.
Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
Maintains a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable.
May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
Takes personal initiative and is a positive example for others to emulate.
Embraces the vision to become “Business Bank of Choice”.
May perform other duties as assigned.

Benefits

Comprehensive healthcare coverage (medical, dental, and vision plans)
401(k)-retirement savings plan with employer match for qualifying associate contributions
Employee assistance program
Life insurance
Disability insurance
Tuition assistance
Mental health resources
Identity theft protection
Legal support
Auto and home insurance
Pet insurance
Access to an online discount marketplace
Paid vacation
Sick days
Volunteer days
Holidays