Healthcare Portfolio Manager - Vice President

Wells Fargo Bank•Charlotte, NC

3d•Hybrid

About The Position

Wells Fargo is seeking a Lead Mid-Corporate Portfolio Manager in Specialized Industries – Healthcare for the Commercial Bank. As a Vice President on the Healthcare team, you will lead the underwriting and portfolio management of credit facilities for corporates (primarily leveraged) and sponsor-backed portfolio companies in the healthcare space covered by Commercial Banking. This role has an initial focus on supporting our fast-growing middle market strategy. In this role, you will serve as the lead underwriter of high performing deal teams driving the execution, communication, structuring, negotiation and presentation of complex corporate (primarily leveraged) as well as sponsor-backed transactions in the healthcare space. You will direct the production of sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda. You will synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A; assess market dynamics competitive positioning and key risks/mitigants. You will review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis. You will distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure. You will oversee the production of periodic reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. You will execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale. You will partner with Relationship Managers and product teams to support client strategy. You will track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy. You will integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency. You will provide training, guidance, and feedback to junior team members to support their development and strengthen team capabilities. You will identify opportunities for process improvements and lead special projects as assigned.

Requirements

5+ years of Mid-Corporate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Experience managing complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, or private equity
Experience directing multiple team members and parallel workstreams, seting clear accountability, and communicating effectively across deal teams and stakeholders
Advanced proficiency in accounting principles, financial statement analysis, and financial modeling
Experience with credit documentation, including term sheets and credit agreements
Demonstrated ability to assess business/industry risk, structure covenants and protections, and assign/defend internal ratings
Strong analytical skills, with heightened attention to detail and accuracy
Excellent written and verbal communication skills
Ability to work in a fast-paced, deadline-driven environment
Strong foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures
Proficient in Microsoft Office (Word, Excel, PowerPoint, and Outlook)

Responsibilities

Serve as the lead underwriter of high performing deal teams driving the execution, communication, structuring, negotiation and presentation of complex corporate (primarily leveraged) as well as sponsor-backed transactions in the healthcare space
Direct the production of sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda
Synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A; assess market dynamics competitive positioning and key risks/mitigants
Review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis
Distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure
Oversee the production of periodic reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts
Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale
Partner with Relationship Managers and product teams to support client strategy
Track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy
Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency
Provide training, guidance, and feedback to junior team members to support their development and strengthen team capabilities
Identify opportunities for process improvements
Lead special projects as assigned