Head of Trust, Risk & Regulatory

Monstro•New York, NY

9h•$250,000 - $320,000

About The Position

Monstro is seeking a senior regulatory, risk, and compliance leader to establish and manage the company’s trust architecture as it scales globally with financial institutions. This role is crucial for ensuring Monstro can build, sell, and operate as trusted financial infrastructure in highly regulated environments. The individual will define Monstro's alignment with banking regulations, risk frameworks, and emerging AI governance expectations, while facilitating product innovation and institutional adoption. This is not a traditional compliance operator role, but rather a strategic builder responsible for designing frameworks that enable the responsible deployment of AI-driven financial intelligence at scale. The role involves close collaboration with product, engineering, legal, and executive leadership to translate regulatory requirements into practical guardrails, maintaining Monstro's forward-looking approach and institutional credibility. The position combines strategic ownership, hands-on framework design, and external engagement with banks, regulators, and industry bodies.

Requirements

Senior experience in regulatory, risk, or compliance leadership within financial services, fintech infrastructure, or similarly regulated environments.
Strong understanding of how banks evaluate vendor risk and governance.
Experience building or evolving risk and compliance frameworks, not just operating within them.
Comfort working at the intersection of product innovation and regulatory expectations.
Credibility engaging with senior stakeholders including executives, regulators, and institutional partners.
Strategic mindset paired with willingness to be hands-on in early stages.
Interest in emerging topics such as AI governance, data regulation, and financial decisioning systems.

Responsibilities

Define and own Monstro’s regulatory posture across U.S. and international markets.
Translate evolving frameworks (e.g., open banking rules, AI governance expectations) into actionable company strategy.
Develop clear positions on topics such as AI-driven financial guidance and advice boundaries, data usage and consumer protections, and vendor classification within banking ecosystems.
Partner with leadership on expansion into new regulatory jurisdictions.
Design and maintain Monstro’s enterprise risk and compliance architecture.
Establish policy frameworks, risk registers, and governance processes.
Define internal controls and oversight structures appropriate for a global financial infrastructure provider.
Support board and executive risk reporting.
Partner with security and engineering leaders to define Monstro’s trust maturity roadmap, including SOC 2 and future assurance pathways, enterprise security expectations (e.g., ISO alignment, vendor risk), and data governance and control standards.
Ensure Monstro’s control environment scales with institutional requirements.
Work closely with product and engineering to define guardrails for financial guidance outputs, model transparency and explainability expectations, human oversight and escalation frameworks, and regional regulatory variations.
Help translate regulatory expectations into practical product requirements.
Serve as a credible partner to banks’ risk, compliance, and regulatory stakeholders during diligence and deployment conversations.
Support enterprise sales cycles by articulating Monstro’s risk and governance approach.
Represent Monstro in industry forums, working groups, and policy discussions as the company grows.
Help shape how regulators and the market understand responsible AI in financial services.