Head of Regulatory Affairs

Brex•San Francisco, CA

6d•$270,000 - $335,000•Hybrid

About The Position

Brex is seeking a Head of Regulatory Affairs to lead the company's interactions with federal and state regulators. This role involves managing regulatory exams, fulfilling supervisory requests, coordinating responses across various departments, and tracking findings and corrective actions. The position requires a strong blend of regulatory expertise and program management skills. The Head of Regulatory Affairs will also serve as a trusted advisor to senior management, synthesizing regulatory trends and providing practical guidance. Collaboration with Capital One's Regulatory Affairs, Legal, and Risk teams is also a key aspect of this role, ensuring consistent engagement with regulators across the combined organization. The goal is to proactively manage the regulatory environment and ensure Brex meets its commitments accurately and on time.

Requirements

Juris Doctor (JD) and active bar membership in good standing of the bar of at least one U.S. state
8+ years of experience in banking, financial services, risk management, audit, consulting, or regulatory agencies, or a combination
5+ years of experience working directly with banking regulators (e.g., OCC, Federal Reserve, FDIC, state agencies) and regulatory policy, including exam management and supervisory engagement
Significant experience supporting integrated projects or programs where senior leaders and external stakeholders are your customers, with demonstrated PMO discipline: structured tracking, clear ownership, and reliable follow-through
Working knowledge of commercial financial products (cards, payments, deposits, lending) and the associated regulatory frameworks and risk management practices
Strong critical thinking, problem solving, and written and verbal communication skills, with the ability to build consensus across a broad range of stakeholders
Ability to lead with empathy when working with internal stakeholders and government agencies
Comfort in a dynamic, fast-paced environment where priorities often change
Willingness to be a team player who pitches in to help out on other products and topics; one of our key tenets is "One Brex"

Nice To Haves

Experience at a fintech or technology-forward financial institution operating under bank or broker-dealer supervision (OCC, Federal Reserve, FINRA, SEC)
Experience navigating regulatory dimensions of M&A integration between a fintech and a regulated bank
Familiarity with three lines of defense frameworks and enterprise risk management practices

Responsibilities

Manage and foster productive relationships and interactions between Brex business functions and federal and state regulatory and supervisory staff
Lead preparation and oversee execution of regulatory exams and other supervisory engagements, including logistics management, fulfillment of supervisory and information requests, and driving timely issue resolution
Build and run the program management infrastructure for regulatory commitments: intake, tracking, ownership, milestones, evidence, and closure, ensuring the company delivers on commitments to regulators in a timely manner
Identify potential risk areas and advise on corrective actions, ensuring remediation efforts are monitored and on track for timely and effective mitigation
Provide thought leadership and strategic advisory support to senior management and the board regarding the regulatory environment and supervisory matters
Synthesize trends across the external landscape and individual regulatory engagements, driving internal awareness of focus areas and potential sensitivities so the company meets and exceeds expectations set by law, regulation, and agency guidance
Partner with Capital One Regulatory Affairs, Legal, and Risk teams on integration-related regulatory workstreams and coordinated supervisory engagement
Develop scalable processes, playbooks, and reporting (including management and board-level artifacts) that give leadership a clear, current view of regulatory posture