Head of Compliance

Green Dot • Los Angeles, AL

8h • Hybrid

About The Position

The Head of Compliance is a senior leader responsible for advancing and operating key elements of Green Dot’s Compliance Management System (CMS) in support of a Fintech Program Manager with a digital platform focused on bank‑powered money movement services and Banking‑as‑a‑Service (BaaS). This role serves as a strategic advisor to the business and risk leadership, partnering closely with Legal, Risk, BSA/AML, Fraud, and Product teams to ensure regulatory compliance while enabling responsible growth and innovation. The Head of Compliance is accountable for execution, oversight, and continuous improvement of compliance programs, while escalating material risks, issues, and strategic decisions to executive leadership as appropriate.

Requirements

• 10+ years of progressive experience in compliance within U.S. banking, fintech, or financial services, with strong exposure to consumer finance and digital banking.
• Deep working knowledge of regulatory requirements, including UDAAP, consumer protection laws, privacy, complaint management, and familiarity with BSA/AML and fraud frameworks.
• Demonstrated experience enhancing and operating compliance programs, including monitoring, testing, issue management, and regulatory readiness.
• Proven ability to partner effectively with cross‑functional stakeholders and influence outcomes without direct authority.
• Strong analytical, communication, and executive‑level presentation skills.
• Experience preparing compliance metrics and management reporting.
• Bachelor’s degree required.
• Ability to work in the U.S. without sponsorship
• Ability to meet the location requirement outlined above

Nice To Haves

• Advanced degrees or relevant certifications (e.g., CRCM, CAMS) preferred.

Responsibilities

• Lead and operate significant components of the Compliance Management System (CMS), ensuring alignment with regulatory expectations, internal policies, and Board‑approved risk appetite.
• Translate regulatory requirements into practical policies, standards, procedures, and controls that support business objectives.
• Provide compliance guidance and challenge to business and product partners, escalating significant risks or deviations as needed.
• Oversee identification, assessment, monitoring, and mitigation of UDAAP and consumer harm risks across digital products and partner programs.
• Partner with Product, Operations, and Risk teams to embed consumer protection controls into product design, delivery, and lifecycle management.
• Support issue identification and remediation related to complaints, disputes, and customer outcomes.
• Monitor changes in applicable laws, regulations, and guidance impacting consumer finance, money movement, privacy, and digital banking.
• Assess business impact of regulatory changes and recommend policy, procedural, or control enhancements.
• Support regulatory examinations, inquiries, and ongoing supervisory interactions in partnership with Legal and executive leadership.
• Oversee development and maintenance of compliance policies, procedures, and standards relevant to consumer protection, privacy, and partner programs.
• Direct compliance monitoring and testing activities to identify control gaps and track remediation through completion.
• Manage the end‑to‑end lifecycle of compliance issues, including documentation, risk assessment, remediation oversight, and effectiveness validation.
• Partner with Risk and Legal to support third‑party compliance oversight, including fintech and bank partners.
• Ensure appropriate compliance controls, testing, and reporting are in place for partner programs.
• Support governance forums, service‑level expectations, and compliance reporting related to BaaS activities.
• Develop and maintain compliance metrics and reporting that provide insight into risk trends, control effectiveness, and issue remediation.
• Prepare materials and updates for senior management, risk committees, and leadership forums.
• Escalate emerging risks, significant findings, or program gaps to executive leadership in a timely and well‑governed manner.
• Lead, develop, and mentor members of the Compliance team, fostering a strong culture of accountability, partnership, and continuous improvement.
• Support compliance training and awareness programs focused on consumer protection, money movement services, and regulatory expectations.
• Serve as a role model for ethical conduct and sound risk management across the organization.

Benefits

• The targeted base salary for this position is $214,300 to $321,500 per year.
• Accommodations Upon Request
• Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior