Group Head of Exposure Management

Enstar Group

7h•$200,000 - $270,000

About The Position

Reporting to the Group CRO, The Group Head of Exposure Management is responsible for establishing and leading a centralised Exposure Management (EM) function, providing a single, authoritative view of underwriting exposure across the Group. As Enstar’s underwriting footprint expands, including increased participation in quota shares, Lloyd’s FAL participations, fronting arrangements and the acquisition of Accident Fund Holdings (AFG), this role is critical to ensuring that underwriting growth is supported by robust aggregation, visibility and control of tail and correlation risks. The role will define and own the Group exposure management framework and works closely with underwriting, M&A, reserving, capital modelling and reinsurance to support disciplined portfolio management and executive decision making. This is a senior, high-impact role with significant exposure to executive leadership and the Risk Committee, requiring both deep technical expertise and strong strategic and leadership capability. Note that exact reporting line and interactions with AFG are yet to be finalised.

Requirements

Significant experience (12+ years) in exposure management, catastrophe modelling within a (re)insurance environment
Proven leadership experience, including building and managing high-performing technical teams
Strong track record engaging senior stakeholders, including executives and boards
Deep expertise in catastrophe modelling, exposure aggregation and tail risk analytics
Strong knowledge of vendor models (e.g. RMS, AIR) and exposure data structures
Strong quantitative and analytical skills, with ability to translate complex outputs into clear insights
Ability to link exposure insights to underwriting, reinsurance and capital decisions
Experience supporting transactions and portfolio construction
Strong communicator across technical and non-technical audiences
Confident providing independent challenge and escalation
Ability to operate effectively across a global, matrixed organisation
Pragmatic and delivery-focused, able to balance long-term build with immediate business needs
Collaborative, with strong relationship-building skills across functions
High level of ownership, accountability and professional judgement

Responsibilities

Establish and lead the Group Exposure Management function, including defining the target operating model, governance and roadmap
Build, lead and develop a high‑performing technical team
Act as the central authority for underwriting exposure aggregation across the Group
Maintain a consolidated, forward looking view of exposures across entities, geographies and perils
Oversee key exposure metrics and stress scenarios
Monitor concentrations and escalate risk appetite breaches
Provide independent exposure and tail risk assessments for material transactions
Quantify incremental portfolio, aggregation and correlation impacts
Ensure appropriate data granularity and modelling standards pre-bind
Deliver exposure reporting to senior management, CRO and Risk Committee
Provide regulatory reporting and post event impact assessments
Escalate material changes in exposure or risk profile
Oversee application and calibration of exposure and catastrophe models (incl. external cat model vendors)
Define and enforce exposure data standards and model governance
Ensure consistency of assumptions and methodologies across the Group
Partner with Underwriting / AFG, M&A, Reserving, Capital Modelling and Reinsurance to inform risk based decisions
Act as the primary exposure risk contact for executive management and the Board Risk Committee
Provide clear, actionable insight to support strategy and portfolio steering
Lead phased development of EM capabilities
Embed exposure management into underwriting, M&A, reinsurance and capital decisions
Drive continuous improvement in tools, processes and analytics
Coach and develop team members in line with Enstar policies.
Take a continuous improvement approach, helping evolve processes, outputs and responsibilities over time in line with business needs and professional development.

Benefits

Medical, Dental, and Vision healthcare for single and family coverage
Virtual 24/7 urgent care with board-certified doctors and pediatricians
Health Savings Account (HSA) or Flexible Spending Account (FSA)
Dependent Care FSA to cover daycare expenses
Employee Assistance Programs (EAP) for health and well-being
Optional Pet & Home/Auto Insurance
Wellness Reimbursement program (up to $600 annual reimbursement for wellness-related expenses, i.e., gym memberships, massage, etc.)
401K retirement plan (company matches up to 6% of employee contribution)
One paid annual volunteer day
Professional Qualifications and Study Support
Training, Conferences & Seminars
Digital Learning Hub (LinkedIn Learning)