Government & Institutional Banking Credit Underwriter

Regions•Hoover, AL

5d•$69,218 - $83,390•Onsite

About The Position

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. At Regions, the Commercial Credit Services Underwriter works within the Credit Products group to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures.

Requirements

Bachelor’s degree in Accounting, Finance or related field and two (2) years of commercial loan underwriting, credit analysis or portfolio management experience
High School Diploma and six (6) years of commercial loan underwriting, credit analysis or portfolio management experience

Responsibilities

Uses strong credit skills to competently complete credit approval activities with some management oversight
Analyzes credit opportunities using standard or custom risk analysis templates, including Moody’s Risk Analytics, and provides to team management for feedback and approval
Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures
Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors
Works collaboratively with multiple stakeholders including credit officers and relationship managers