Global Payments Architect

Bank of America•Jersey City, NJ

19h•$105,600 - $165,000•Onsite

About The Position

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Significant experience defining the architectural vision and design for large, complex solutions, which align with the enterprise architecture strategy, technology and platform choices for the Payments domain. The go-to expert on microservices architecture and cloud migrations in the Financial services industry. Experience delivering microservices architectures for high throughput, low latency, zero downtime and zero data loss Mentor teams in using Cloud-native design and Domain Driven Design Establish and lead container design and deployment strategies Key responsibilities include describing the solution intent/associated operating environment, evaluating system impacts and determining the primary systems/subsystems and their interfaces, assisting with end to end solution design where needed, defining non functional requirements/architectural runway to support new epics/features and expand into new opportunities. Adept at ensuring a solution is fit for purpose by working with stakeholders, vendors/service providers, and evaluating the impact of strategic design decisions. Expertise in best practices, standard templates, and architecture roadmaps and working with delivery teams to guide their adoption Deep experience with design governance, code and Architecture decision papers and past experience as a developer. Expert at interpreting business needs and applying innovative technology solutions. Proven track record mentoring junior team members and adept at collaborating with remote teams across time zones Experience with SW development processes (Agile and Waterfall). Ability to liaise with and advise Technology leadership and POs in all aspects of application design and development. Responsible for architecture activities and decisions for a suite of related applications within the Payments domain. This job is responsible for defining an architectural vision and solution aligned to the enterprise architecture strategy, technology, and platform choices. Key responsibilities include describing the solution intent/associated operating environment, evaluating system impacts, determining the primary systems/sub-systems and their interfaces, and assisting with end-to-end solution design. Job expectations include defining non-functional requirements/architectural runway to support new epics/features and ensuring solutions are fit for purpose by working with stakeholders and service providers.

Requirements

Deep understanding of DDD, distributed systems design, integration patterns, microservices architecture, Cloud native, UML.
Guiding a product from inception through requirements, design, development, implementation readiness, and maintenance.
Demonstrable experience designing and building high throughput, low latency applications using microservices, containers, distributed databases, Kafka.
Proven ability to perform trade-off analysis between scalability, security, resiliency, availability in designing distributed systems by applying domain expertise, practical experiments and Proof of Concepts (POCs).
Ensure adherence to the architecture governance processes and compliance with all relevant laws and regulations.
Technical leadership and exposure across a broad scale of tools, technologies, and architecture models.
Manage multiple development designs and projects concurrently to meet required timelines.
Experience with AWS, Azure , GCP or other CSP services
Analytical Thinking
Architecture
Result Orientation
Solution Design
Technical Strategy Development
Application Development
Collaboration
Data Management
DevOps Practices
Risk Management
Agile Practices
Automation
Influence
Solution Delivery Process
Test Engineering

Nice To Haves

Payments Technology
Understanding of regulatory requirements
Bookkeeping and Ledger Applications
Banking and Financial Product Processors
Agile Lifecycle

Responsibilities

Consults with the business and operations to identify and understand challenges and opportunities to improve the use and effectiveness of technology, find creative solutions through knowledge of the domain, practical experiments, and Proof of Concepts, and aligns the solution intent and architectural vision to an evolving backlog of technology change
Works with product management and other stakeholders to plan and prioritize technology focused backlog items for the architecture runway to enable business epics/features
Performs design and code reviews to ensure all non-functional requirements for a solution are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability)
Leads rapid shaping of a high level architecture with details filled in with emerging business requirements and ensures architecture is flexible, modular, and designed to adapt easily
Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions
Clarifies the architecture and assists with system design for the development teams to support implementation and provides solution options to resolve any architectural impediments
Utilizes the defined best practices, templates, and documentation to create architectural designs and suggests improvements to best practices and templates
Creates an inclusive team where members are treated fairly and respectfully.
Demonstrates and expects process knowledge, data driven decisions, simplicity and continuous improvement.
Delivers clear and concise messages that motivate, convey the “why” and connects contributions to business results.
Leads and encourages the identification, escalation and resolution of potential risks.
Knows and develops team members through coaching and feedback.
Manages expenses and demonstrates an owner’s mindset.
Recruits, on-boards and develops talent, and supports talent mobility for career growth.
Delivers results through effective team management, structure, and routines.