General Counsel - Mortgage Lending

Premier Mortage Resources•Meridian, ID

1d•Hybrid

About The Position

Premier Mortgage Resources (PMR) is an employee-owned, retail-focused, independent mortgage bank committed to helping borrowers navigate the home financing process with clarity and confidence. With a 2026 outlook anticipating originating $2B+ in annual volume, a growing servicing portfolio (~$400M UPB), and an all-agency (Fannie Mae, Freddie Mac, FHA, VA) approval footprint, PMR values Vision, Hustle, Grit, and Execute. We are seeking an experienced General Counsel to serve as PMR's principal in-house legal advisor and strategic partner to executive leadership. This role will provide practical, business-oriented legal advice across the Company's mortgage lending, corporate, transactional, employment, litigation, regulatory, technology, privacy, and operational activities. This is a hybrid role reporting to the CEO, with no direct reports to start. The Inside Counsel will have primary responsibility for the Company's legal function and for providing legal advice regarding applicable federal and state laws and regulations. The position will advise the Board, executive leadership, and business units regarding legal risk, legal obligations, contracts, disputes, regulatory matters, and strategic initiatives. The position will also manage and coordinate the Company's relationships with outside legal counsel and will be responsible for protecting the Company's legal interests and appropriately managing legal risk.

Requirements

Experienced General Counsel
Principal in-house legal advisor and strategic partner to executive leadership
Provide practical, business-oriented legal advice across mortgage lending, corporate, transactional, employment, litigation, regulatory, technology, privacy, and operational activities
Provide legal advice regarding applicable federal and state laws and regulations
Advise the Board, executive leadership, and business units regarding legal risk, legal obligations, contracts, disputes, regulatory matters, and strategic initiatives
Manage and coordinate the Company's relationships with outside legal counsel
Protect the Company's legal interests and appropriately manage legal risk
Advise on federal and state mortgage lending and consumer financial services laws and regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, FCRA/Regulation V, HMDA/Regulation C, the SAFE Act, TCPA, and applicable privacy and data-protection laws
Provide legal guidance across origination, underwriting, servicing, licensing, advertising, and third-party relationships
Assist management in evaluating legal exposure and remediation for significant complaints or potential violations
Serve as the Company's legal authority on the interpretation of laws and regulations
Maintain a clear distinction between the legal and compliance functions while advising the CCO and management
Partner with the CCO on regulatory developments, examinations, investigations, and corrective actions
Help determine when a matter requires legal analysis, attorney involvement, or escalation to leadership or the Board
Draft, review, negotiate, and approve contracts and agreements — including vendor, technology, marketing, employment, warehouse, correspondent, investor, lease, and strategic partnership agreements
Establish appropriate contract-review and approval processes
Identify and negotiate material contractual provisions, including indemnification, representations and warranties, limitations of liability, confidentiality, data security, and dispute resolution
Coordinate with outside counsel on significant transactions
Manage the Company's litigation, threatened litigation, demand letters, subpoenas, and other significant legal disputes
Select and oversee outside litigation counsel and develop dispute-resolution strategies
Advise management on litigation exposure and settlement considerations
Coordinate with Compliance, Operations, HR, and other functions on overlapping matters
Oversee legal-hold and document-preservation processes
Serve as legal advisor on regulatory inquiries, investigations, examinations, subpoenas, and enforcement matters
Work with the CCO to determine the appropriate legal and compliance response
Monitor significant legal and regulatory developments affecting the Company's business
Review significant regulatory correspondence
Coordinate with outside regulatory counsel and executive leadership as needed
Provide legal advice regarding privacy, data protection, information security, cybersecurity incidents, artificial intelligence, and emerging technologies
Review agreements and practices involving consumer and personal information
Advise management on applicable federal and state privacy and data-security requirements
Partner with Compliance, IT, and business leadership
Support the Company's response to significant data-security or privacy incidents
Advise Human Resources and management on significant employment-law matters, including employment agreements, separation agreements, restrictive covenants, and investigations
Provide legal advice on corporate governance and Board matters
Assist with corporate records and entity-management matters
Coordinate with outside corporate and employment counsel as appropriate
Manage the Company's relationships with outside counsel
Select and retain firms based on the nature and complexity of legal matters
Determine when matters should be handled internally versus referred externally
Establish appropriate processes for assigning, monitoring, and evaluating outside legal work
Manage legal budgets and spend
Maintain appropriate legal records for significant legal matters

Responsibilities

Serve as the Company's primary internal legal resource and trusted advisor to the CEO, executive leadership, Board, and business leaders, providing timely, practical, and commercially sound legal advice on the Company's operations, strategic initiatives, and business practices.
Identify, evaluate, and help mitigate material legal risks by reviewing proposed business initiatives, products, and transactions, translating legal requirements into clear guidance for management, and escalating significant matters to leadership or the Board as appropriate.
Advise on federal and state mortgage lending and consumer financial services laws and regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation B, FCRA/Regulation V, HMDA/Regulation C, the SAFE Act, TCPA, and applicable privacy and data-protection laws.
Provide legal guidance across origination, underwriting, servicing, licensing, advertising, and third-party relationships, and assist management in evaluating legal exposure and remediation for significant complaints or potential violations.
Serve as the Company's legal authority on the interpretation of laws and regulations, maintaining a clear distinction between the legal and compliance functions while advising the CCO and management.
Partner with the CCO on regulatory developments, examinations, investigations, and corrective actions, and help determine when a matter requires legal analysis, attorney involvement, or escalation to leadership or the Board.
Draft, review, negotiate, and approve contracts and agreements — including vendor, technology, marketing, employment, warehouse, correspondent, investor, lease, and strategic partnership agreements — and establish appropriate contract-review and approval processes.
Identify and negotiate material contractual provisions, including indemnification, representations and warranties, limitations of liability, confidentiality, data security, and dispute resolution, and coordinate with outside counsel on significant transactions.
Manage the Company's litigation, threatened litigation, demand letters, subpoenas, and other significant legal disputes, including selecting and overseeing outside litigation counsel and developing dispute-resolution strategies.
Advise management on litigation exposure and settlement considerations, coordinate with Compliance, Operations, HR, and other functions on overlapping matters, and oversee legal-hold and document-preservation processes.
Serve as legal advisor on regulatory inquiries, investigations, examinations, subpoenas, and enforcement matters, working with the CCO to determine the appropriate legal and compliance response.
Monitor significant legal and regulatory developments affecting the Company's business, review significant regulatory correspondence, and coordinate with outside regulatory counsel and executive leadership as needed.
Provide legal advice regarding privacy, data protection, information security, cybersecurity incidents, artificial intelligence, and emerging technologies, including review of agreements and practices involving consumer and personal information.
Advise management on applicable federal and state privacy and data-security requirements, partnering with Compliance, IT, and business leadership, and support the Company's response to significant data-security or privacy incidents.
Advise Human Resources and management on significant employment-law matters, including employment agreements, separation agreements, restrictive covenants, and investigations.
Provide legal advice on corporate governance and Board matters, assist with corporate records and entity-management matters, and coordinate with outside corporate and employment counsel as appropriate.
Manage the Company's relationships with outside counsel, selecting and retaining firms based on the nature and complexity of legal matters, and determining when matters should be handled internally versus referred externally.
Establish appropriate processes for assigning, monitoring, and evaluating outside legal work, manage legal budgets and spend, and maintain appropriate legal records for significant legal matters.