General Counsel

American Credit Acceptance•Spartanburg, SC

36d

About The Position

Drive strategy. Protect integrity. Lead boldly. At American Credit Acceptance (ACA) , we’re not just financing cars—we’re creating opportunities. As a leading indirect auto lender, we serve customers across the country with integrity and innovation. Now, we’re looking for a forward-thinking General Counsel to join our executive team and lead with clarity, precision, and purpose. About the Role Reporting directly to the CEO , the General Counsel will serve as a trusted legal advisor and executive leader, providing oversight across Legal, Compliance, Vendor Management, Fraud, and Information Security . You’ll play a key role in steering the company through complex transactions, maintaining regulatory compliance, and safeguarding our reputation. This is a high-impact opportunity for a collaborative, business-minded legal leader to influence strategy, shape policy, and guide ACA’s growth from the inside out.

Requirements

Juris Doctor (JD) from an accredited law school
Active member of the South Carolina Bar (or ability to waive in)
Minimum of 15+ years of experience in both law firm and corporate in-house legal environment
Strong working knowledge of financial services law—auto finance experience is a plus
Expertise and experience in one or more legal domains, such as litigation, bankruptcy, privacy, contracts, employment law, etc.
Excellent contract negotiation and drafting skills
Experience advising executive leadership and navigating complex transactions
Proven ability to manage outside counsel
Strong communication, leadership, and interpersonal skills
Demonstrated ability to lead in a fast-paced, high-growth environment

Responsibilities

Serve as chief legal advisor to the executive leadership team
Lead and oversee a large, high-performing team of approximately 50 FTEs.
Lead several teams including Legal, Compliance, Vendor Management, Fraud, and Information Security
Provide strategic direction, mentorship, and operational leadership across all functions.
Oversee corporate governance, litigation strategy, and regulatory risk
Review, draft, and negotiate a wide range of contracts (consulting, vendor, confidentiality, service agreements, etc.)
Advise on labor and employment law matters, including handbooks, policies, and training
Provide legal counsel on federal and state regulatory issues (particularly in financial services)
Liaise and negotiate rates with outside counsel
Ensure internal policies and procedures align with legal and regulatory frameworks
Build and mentor a high-performing team