Funder (Single Family Residential Mortgage)

Axos Bank • San Diego, CA

4d • Onsite

About The Position

The Funder is responsible for reviewing and funding closing documents for moderate to complex loan transactions. This role requires a strong understanding of current investor requirements and TRID (TILA-RESPA Integrated Disclosure) regulations to ensure compliance and accuracy throughout the closing process. The Funder performs a cross-functional role, supporting multiple aspects of loan closing operations based on daily pipeline needs. Success in this position requires comprehensive knowledge of mortgage closing processes, strong organizational and math skills, computer literacy, attention to detail, and the ability to adapt to changing priorities while managing multiple loans simultaneously.

Requirements

• HS Diploma required
• 1+ year of experience within Mortgage
• Experience in the closing department of a lender
• Must have in-depth knowledge of RESPA and TRID guidelines
• Capable of drawing closing documents through a third-party software (i.e. DocMagic)
• Must have the ability to handle multiple priorities and produce results
• Superb verbal and written communication skills, and interpersonal skills
• Excellent customer service and organizational skills
• Attention to detail is a must, along with a keen eye for identifying problems
• Ability to work in a team environment
• Strong math skills and computer literacy
• Ability to work under pressure, multitask and meet deadlines in a fast-paced environment
• Willingness to perform multiple functions throughout the day as the need arises
• Knowledge of investor guidelines and suspense clearance for loan purchase

Responsibilities

• Review loan files and closing packages for accuracy, completeness, and compliance with investor and regulatory guidelines
• Generate and issue Closing Disclosures (CDs) in accordance with TRID requirements
• Draw and prepare loan documents in alignment with investor specifications
• Coordinate with internal teams such as underwriting, processing, closing, and post-closing to resolve conditions and ensure timely funding/purchasing
• Identify and address discrepancies or documentation issues prior to funding
• Maintain a high level of accuracy and adherence to timelines in a fast-paced environment
• Post journal entries and board loans to servicing platform

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED