Commercial Bank Fund Analyst

Avidbank•San Jose, CA

3d•Hybrid

About The Position

The Analyst is responsible for supporting a portfolio of clients that consists of institutional investors. The Role The Analyst is responsible for supporting a portfolio of clients that consists of institutional investors. Key Responsibilities Underwrites and coordinates the closing of Fund Finance credit products in compliance with the Bank’s lending policies and procedures. Reviews information, evaluates risk, and engages with clients, building relationships with appropriate stakeholders. Communicates internally to recommend and execute on responses to changing situations for clients / across the portfolio broadly. Ensures that portfolio management practices meet Avidbank standards. Analyzes market conditions to ensure proper underwriting standards and portfolio management is being maintained. Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee for approval. Solves problems relative to processing and servicing of loans within the portfolio; prepares loan disbursements in accordance with agreements. Reviews quarterly financial reporting, borrowing bases, and compliance certificates to assess compliance with credit agreements. This position description is not intended to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time, with or without notice.

Requirements

Thorough understanding of financial services and banking products.
Strong underwriting and portfolio management skills.
Ability to manage complex credits and client relationships.
Results driven.
Thrives in a dynamic environment and has keen sense of urgency.
Skilled communicator.
Ability to interpret financial data and reports and when necessary recommend appropriate actions.
Ensures absolute confidentiality in all areas of responsibility.
Bachelor's degree along with at least 2 years of experience.

Nice To Haves

Background in Fund Finance a plus.

Responsibilities

Underwrites and coordinates the closing of Fund Finance credit products in compliance with the Bank’s lending policies and procedures.
Reviews information, evaluates risk, and engages with clients, building relationships with appropriate stakeholders.
Communicates internally to recommend and execute on responses to changing situations for clients / across the portfolio broadly.
Ensures that portfolio management practices meet Avidbank standards.
Analyzes market conditions to ensure proper underwriting standards and portfolio management is being maintained.
Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee for approval.
Solves problems relative to processing and servicing of loans within the portfolio; prepares loan disbursements in accordance with agreements.
Reviews quarterly financial reporting, borrowing bases, and compliance certificates to assess compliance with credit agreements.