Full-stack Engineer 5

Capital One • Plano, TX

1d • $209,000 - $238,500

About The Position

Capital One is seeking a Full-stack Engineer to help drive a major technology transformation by building customer-focused solutions with modern full-stack technologies. The role is within Servicing Tech, supporting customers throughout the lifecycle of their auto loans. Work includes engineering payment and ledger systems, account management capabilities, platforms that assist customers facing financial hardship, and omnichannel systems intended to help prevent repossession. The team values collaboration, empathy, active listening, and business decisions grounded in customer impact.

The engineer will lead a portfolio of technology projects and developers, provide technical leadership across teams, and shape system architecture and long-term technology direction. The role involves designing and implementing large-scale distributed and cloud-native systems with demanding reliability and performance needs, collaborating with product managers, architects, and product leaders, and defining platform roadmaps and shared-services strategy. Technologies mentioned include Java, Scala, Python, Go, Node.js, JavaScript, TypeScript, open-source relational and NoSQL databases, Docker, Kubernetes, and AWS services.

The position requires a bachelor's degree or higher in computer science or a related quantitative field, at least six years of software engineering experience, and at least three years of experience with public cloud platforms, cloud-based productivity tools, or virtualization technologies. The role is based on a salary range listed for Plano, Texas, and is eligible for performance-based incentive compensation. Capital One will consider sponsoring a qualified new applicant for employment authorization.

Requirements

• Bachelor's degree or higher in Computer Science or a related quantitative field, such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
• At least 6 years of experience in software engineering; internship experience does not apply.
• At least 3 years of experience with public cloud platforms (AWS, GCP, or Azure), cloud-based productivity tools, or virtualization technologies.

Nice To Haves

• Master's degree in Computer Science or a related field.
• 9+ years of experience coding with more than two of the following: Go, Java, JavaScript/TypeScript, Python, Rust, C#, or Scala.
• 5+ years of experience contributing to open-source frameworks.
• 5+ years of experience with front-end JavaScript or TypeScript frameworks.
• 5+ years of experience creating synchronous and asynchronous APIs.
• 4+ years of experience with databases and database management systems.
• 4+ years of experience with AWS, GCP, Azure, cloud-based productivity tools, or virtualization technologies.
• 4+ years of experience with CI/CD pipelines, infrastructure as code, and automated testing frameworks.
• 4+ years of experience using Git-based version-control systems such as Git, GitHub, or Bitbucket.
• 4+ years of experience troubleshooting technical issues within cloud environments.
• 3+ years of experience mentoring senior engineers and driving professional development within technical teams.
• 2+ years of experience using observability to identify and optimize performance bottlenecks in distributed systems.
• 1+ year of experience leading architectural design reviews and influencing enterprise-wide technical standards and methodologies.
• 1+ year of experience establishing and enforcing coding standards and design patterns across teams.
• 1+ year of experience implementing observability and reliability practices at scale.
• Experience leveraging modern AI-based coding tools and IDE copilots.
• Experience influencing technology strategy at the portfolio or business-unit level.
• Experience using interactive AI tooling to accelerate productivity beyond basic code completion.
• Experience leading cross-functional engineering efforts or large-scale technical initiatives.

Responsibilities

• Lead a portfolio of diverse technology projects and a team of developers experienced in distributed microservices and full-stack systems to create solutions that meet company regulatory needs.
• Stay current with technology trends, experiment with and learn new technologies, participate in internal and external technology communities, and mentor members of the engineering community.
• Collaborate with digital product managers to deliver robust cloud-based solutions that support customer experiences.
• Use programming languages, databases, container orchestration services, and AWS tools and services to build solutions.
• Provide technical leadership across multiple teams, shaping system architecture and long-term technology direction.
• Drive end-to-end design and implementation of large-scale, distributed, or cloud-native systems with high reliability and performance requirements.
• Partner with architects and product leaders to define platform roadmaps and shared-services strategy.
• Build solutions for auto-loan servicing, including payment and ledger systems, account management, customer financial-hardship support, and omnichannel efforts to help prevent repossession.

Benefits

• Comprehensive health, financial, and other benefits supporting total well-being.
• Eligibility for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior