Full-stack Engineer 4

Capital One • Plano, TX

8d

About The Position

Join Capital One’s Servicing Tech division to build purpose-driven solutions supporting customers throughout the lifecycle of their auto loans. The role uses a modern full-stack ecosystem to develop critical infrastructure, including core payment and ledger systems, platforms that assist customers experiencing financial hardship, account-management capabilities, and omnichannel tools to help prevent repossession. The work addresses complex challenges that affect customers’ financial well-being and supports a more human-centric digital experience.

The engineer will lead technology projects and developers working with distributed microservices and full-stack systems, and provide technical leadership across Agile teams. The role includes collaborating with digital product managers and architects, helping shape service boundaries and reusable frameworks, and delivering cloud-based solutions. It also involves improving systems through refactoring, reducing technical debt, enhancing performance, and influencing long-term technology strategy in a “you build it, you own it” environment. The successful candidate is expected to be collaborative and empathetic, listen to stakeholders, build trust, and ground decisions in customer impact.

Requirements

• Bachelor’s degree or higher in Computer Science or a related quantitative field, such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
• At least 4 years of software engineering experience; internship experience does not apply.
• At least 2 years of experience with public cloud platforms (AWS, GCP, or Azure), cloud-based productivity tools, or virtualization technologies.

Nice To Haves

• Master’s degree in Computer Science or a related field.
• 7 or more years of coding experience with more than two of Go, Java, JavaScript/TypeScript, Python, Rust, C#, and Scala.
• 3 or more years of experience with databases and database management systems.
• 3 or more years of experience with AWS, GCP, Azure, cloud-based productivity tools, or virtualization technologies.
• 4 or more years of experience contributing to open-source frameworks.
• 3 or more years of experience with front-end JavaScript or TypeScript frameworks.
• 4 or more years of experience creating synchronous and asynchronous APIs.
• 3 or more years of experience with CI/CD pipelines, infrastructure as code, and automated testing frameworks.
• 3 or more years of experience using Git-based version-control systems such as Git, GitHub, or Bitbucket.
• 3 or more years of experience troubleshooting technical issues in cloud environments.
• Experience leveraging modern AI-based coding tools and IDE copilots.
• 1 or more years of experience mentoring engineers and driving professional development within technical teams.
• 1 or more years of experience using observability to identify and optimize performance bottlenecks in distributed systems.
• Experience with interactive AI tooling to accelerate productivity, using capabilities beyond basic code completion.
• Experience leading cross-functional engineering efforts or large-scale technical initiatives.
• Experience establishing and enforcing coding standards and design patterns across teams.

Responsibilities

• Lead a portfolio of technology projects and a team of developers working with distributed microservices and full-stack systems to create solutions that meet regulatory needs.
• Stay current with technology trends, experiment with and learn new technologies, participate in technology communities, and mentor members of the engineering community.
• Collaborate with digital product managers to deliver cloud-based solutions and customer experiences.
• Use programming languages, databases, container orchestration services, and AWS tools and services to build solutions.
• Provide technical leadership and direction across Agile teams, setting standards for design, development, and operational excellence.
• Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
• Identify areas for improvement, implement targeted refactoring, and contribute to efforts that reduce technical debt and enhance system performance.
• Influence long-term technology strategy by evaluating emerging tools and practices in a “you build it, you own it” environment.

Benefits

• Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
• Comprehensive health, financial, and other benefits supporting total well-being; eligibility varies by employment status and management level.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior