FP&A Analyst

Clutch

34d•Remote

About The Position

Clutch is seeking an FP&A Analyst to join its Finance team and support financial planning, reporting, and analysis tied to the company’s growth and profitability goals. The analyst will own key financial models and reporting processes, connect operational data to revenue, spending, and performance targets, and translate operational metrics into financial insights that help leadership make informed investment decisions. The role reports to the Head of FP&A and may evolve as business needs change. In the first three months, the analyst will learn the company structure, systems, and monthly close and forecast calendar; build core reporting with support from the FP&A Lead; develop relationships with department stakeholders and attend planning reviews; and become familiar with current-year budget assumptions and key business drivers. Within six months, the analyst is expected to own a forecast cycle end-to-end, serve as a primary finance contact for business leaders, respond to ad hoc requests, flag risks and opportunities, and deliver a section of a board or business review package. Within nine months, the analyst should be a trusted advisor to business leadership, lead a cross-functional analysis, implement a process improvement that reduces manual effort or improves forecast accuracy, and support pricing, unit economics, and new market or investment cases as needed. Clutch is a remote vertical SaaS company backed by Andreessen Horowitz. It builds software that enables credit unions to offer digital lending experiences and responsibly expand access to lending. The company describes its mission as improving how credit unions engage with their members and supporting financial well-being.

Requirements

2–5 years of experience in FP&A, investment banking, corporate finance, consulting, or a related analytical field.
Strong grasp of SaaS and business performance metrics and how they connect to overall company performance.
Advanced Excel or Google Sheets modeling skills.
Familiarity with CRM or ERP systems and comfort pulling and validating operational data.
Excellent communication skills, including the ability to translate financial analysis into clear, actionable recommendations for non-finance stakeholders.
Detail-oriented and organized, with the ability to manage multiple deadlines simultaneously.
Flexibility and adaptability as business needs change.

Nice To Haves

Experience in a SaaS or subscription-based company.
Experience with FP&A or EPM tools.

Responsibilities

Build and maintain financial models and reporting processes connecting operational data to revenue, spend, and performance targets.
Learn the company’s structure, systems, and monthly close and forecast calendar.
Build monthly variance analysis, KPI dashboards, and budget-versus-actual reviews, initially with support from the FP&A Lead.
Build relationships with stakeholders across departments and attend their planning reviews.
Learn current-year budget assumptions and key business drivers.
Own an end-to-end forecast cycle, including headcount and departmental spend.
Serve as a primary finance point of contact for business leaders, respond to ad hoc requests, and proactively flag risks and opportunities in their numbers.
Deliver a section of a board or business review package.
Advise business leadership and influence decisions about hiring pace, budget allocation, and investment priorities.
Lead cross-functional analyses, such as new initiative economics, ROI deep-dives, or process redesign impact.
Implement a process improvement that measurably reduces manual effort or improves forecast accuracy.
Support pricing, unit economics, and new market or investment cases as needed.