Forensic Accountant – Disability Claims

Guardian Life Insurance • Holmdel Township, NJ

2d • Hybrid

About The Position

Are you an experienced forensic accounting professional looking to apply your expertise in a meaningful way? Guardian is seeking a Forensic Accountant to support the evaluation of complex disability claims through detailed financial and investigative analysis. In this role, you will leverage your accounting, tax, and analytical expertise to identify financial patterns, assess income credibility, and support accurate claim decisions. If you are driven by intellectual challenge, collaboration, and purpose-driven work, Guardian will provide the support and modern resources to help you grow your career while making an impact when our clients need it most — we are their Guardian. You are An experienced forensic accounting professional with a strong investigative mindset and the ability to analyze complex financial information with precision and professional judgment. You are comfortable evaluating nuanced financial scenarios, identifying inconsistencies, and communicating findings clearly to both financial and non-financial partners. You thrive in an environment that requires critical thinking, accountability, and the ability to manage competing priorities while meeting established turn-around times. You will Work closely with Claims Examiners and Management to support the financial and forensic analysis of disability claims. Conduct detailed forensic reviews of business and personal tax returns, financial statements, and supporting documentation to assess income, earnings capacity, and financial credibility. Analyze complex and non-routine financial scenarios, including self-employment income, partnerships, pass-through entities, and cash-flow driven businesses. Identify financial inconsistencies, anomalies, or potential misrepresentation and clearly document findings to support claim determinations. Perform forensic analyses of financial data sets and communicate findings effectively to varied audiences. Prepare clear, well-supported written summaries and reports that contribute directly to claim decision-making. Collaborate with internal partners to ensure timely escalation of complex or high-risk financial issues for discussion and next steps. Contribute to the development and continuous improvement of financial tools, analytical models, and reference resources. Support training and knowledge-sharing initiatives for non-financial staff. You have Bachelor’s degree in Accounting, Finance, Taxation, or a related field. Strong working knowledge of Federal tax laws and financial reporting concepts. Demonstrated experience performing forensic accounting or investigative financial analysis. Strong analytical skills with exceptional attention to detail and documentation quality. Ability to clearly articulate complex financial findings in written and verbal formats. Advanced proficiency in Microsoft Office products, particularly Excel and Word.

Requirements

• Bachelor’s degree in Accounting, Finance, Taxation, or a related field.
• Strong working knowledge of Federal tax laws and financial reporting concepts.
• Demonstrated experience performing forensic accounting or investigative financial analysis.
• Strong analytical skills with exceptional attention to detail and documentation quality.
• Ability to clearly articulate complex financial findings in written and verbal formats.
• Advanced proficiency in Microsoft Office products, particularly Excel and Word.

Nice To Haves

• 5+ years of relevant experience in forensic accounting, tax return analysis, financial investigations, or related work.
• CPA and/or CFE certification, or eligible.
• Experience supporting insurance, disability claims, litigation support, or regulatory-related financial reviews.

Responsibilities

• Work closely with Claims Examiners and Management to support the financial and forensic analysis of disability claims.
• Conduct detailed forensic reviews of business and personal tax returns, financial statements, and supporting documentation to assess income, earnings capacity, and financial credibility.
• Analyze complex and non-routine financial scenarios, including self-employment income, partnerships, pass-through entities, and cash-flow driven businesses.
• Identify financial inconsistencies, anomalies, or potential misrepresentation and clearly document findings to support claim determinations.
• Perform forensic analyses of financial data sets and communicate findings effectively to varied audiences.
• Prepare clear, well-supported written summaries and reports that contribute directly to claim decision-making.
• Collaborate with internal partners to ensure timely escalation of complex or high-risk financial issues for discussion and next steps.
• Contribute to the development and continuous improvement of financial tools, analytical models, and reference resources.
• Support training and knowledge-sharing initiatives for non-financial staff.

Benefits

• At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.
• Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
• Inspire Well-Being As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.
• Explore our company benefits at www.guardianlife.com/careers/corporate/benefits.
• Benefits apply to full-time eligible employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees