Foreclosure Legal Specialist

Cascade Financial Services • Chandler, AZ

4d • Hybrid

About The Position

Serve the American Dream Through Attainable Home Ownership. Hybrid, in office 1 day/week in Chandler, Arizona

Requirements

• 5+ years of default servicing experience preferred with at least 2 years in foreclosure
• Intermediate Microsoft Word & Excel experience is a must.
• Prior FHA mortgage foreclosure experience and/or manufactured home replevin experience required.
• Working knowledge of GSE servicing guidelines and investor requirements.
• Strong verbal and written communication skills with the ability to foster positive working relationships.
• Adaptable and able to respond effectively to changing business, team, and customer needs.
• Excellent organizational, time management, and active listening skills.
• Ability to work collaboratively in a team environment and follow established procedures.
• Demonstrated commitment to assisting borrowers, supporting colleagues, and contributing to the organization's success.

Responsibilities

• Prepare and manage foreclosure referral packages, including timeline tracking, document certification, vendor coordination, and referral submission.
• Oversee the generation and delivery of default-related notices, including Notices of Default (NOD), Notices of Intent (NOI), and Breach Letters.
• Maintain detailed and accurate records of all communications between borrowers, attorneys, and Cascade.
• Collaborate with internal departments to ensure foreclosure referrals meet all investor, regulatory, and company requirements.
• Conduct compliance reviews of foreclosure and bankruptcy legal documents for filing and default notices to ensure adherence to investor, regulatory, and company requirements, identifying risks and supporting corrective action.
• Reviewing exception reports to manage overdue orders and/or workflow challenges
• Ensuring account actions, correspondence and process delays are thoroughly documented in servicing system. Ensure compliance with all state and investor requirements including maintaining investor metrics and protocols.
• Processing invoices and working with accounts payable to reconcile payments to vendor
• Provide support across Foreclosure, Bankruptcy, and Property Preservation functions as needed, actively participating in cross-training opportunities to develop proficiency in multiple servicing roles. Adapt responsibilities based on business needs, departmental objectives, and opportunities for professional growth within the organization.

Benefits

• Medical
• Dental
• Vision
• Life
• 401K match
• PTO
• Sick Time
• 10 Paid Holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed