806 EN-Financing Manager, Corporate Lending

Export Development Canada | Exportation et développement Canada • Toronto, ON

18h • CA$96,557 - CA$149,341 • Hybrid

About The Position

At EDC, we support Canadian businesses to succeed globally. We provide the financial tools and expertise they need to explore new markets, reduce risks, all towards the goal of making Canada and the world better through trade. EDC's Corporate Lending Team provides financing solutions in support of Canadian exports and foreign investments to Canadian exporters and their foreign customers; and Canadian investors and their foreign affiliates. Within this group, the Corporate Lending practice is seeking financing professionals with experience in corporate loans credit analysis, projection building, structuring, documentation and portfolio management. With the customer’s needs always in view and in close collaboration with EDC’s Business Development, Legal Services, Corporate Sustainability & Responsibility Group, plus our external banking partners both domestically and internationally. The successful candidate will be relied upon to understand the customer’s needs, structure a solution which addresses those needs, assess the credit risk and recommend risk mitigation strategies as appropriate to achieve the optimal balance between customer-centricity and EDC’s business requirements. They will be responsible for managing risks for a loan portfolio in a specific sector. One specific sector with an opening is the Aerospace sector, where EDC has a long tradition of supporting both the Canadian Airline and Aerospace sector. We are currently recruiting for a permanent role. This poster may also be used to fulfil future hiring needs over the next 12 months.

Requirements

• Undergraduate degree in Business Administration with a specialization in Finance/Accounting, or in a related field
• Minimum of 7-10 years of relevant work experience in lending, underwriting and credit analysis in commercial or corporate banking
• Familiarity with credit loan documentation
• Effective communication, influencing and negotiation skills (written, verbal, presentation)
• Comfortable working in and developing projections and using Excel based financial models

Nice To Haves

• MBA
• Completion of a professional designation (CFA, CA, CPA, CGA)
• Bilingual in both official languages (French and English)

Responsibilities

• Main focus is refining financing and portfolio management expertise, developing customer skills, increasing engagement across EDC and leading Corporate Lending initiatives.
• Works in collaboration with business customers, foreign buyers, financial institutions and internal stakeholders (including Global Business Development, Credit Risk Management, Corporate Sustainability Group, Legal) to underwrite, structure and negotiate lending solutions
• Structures and delivers financing solutions (defined broadly to include: direct loans, syndicated loan participation’s, guarantee structures, leasing, etc.) that support the needs of customers across all industry sectors
• Responsible and accountable for accurate and timely completion of all Annual Reviews in portfolio, often with participation from Associates or Senior Associates.
• Manages the financial performance of a portfolio of loans both at the transaction and portfolio levels and acts as the primary point of contact for loan/guarantee customers post-signing.
• Proactively manages risks in their portfolio by ensuring they are knowledgeable and informed on their primary sector
• Conducts regular risk analysis and credit reviews of a portfolio of loans and guarantees
• Conducts due diligence and assesses company credit, industry, country, CSR, and other applicable risks, negotiates mitigants and financial terms and conditions as required, and establishes or validates appropriate transaction pricing compliant with market window or consensus pricing guidelines as applicable
• Reviews or develops financial models, including appropriate assumptions, drivers and methodology
• Leads the credit recommendation process and obtains all required approvals
• Aids in drafting and/or review of credit documentation as required in collaboration with legal counsel
• Proactively manages risks in their portfolio and becomes knowledgeable of risks and market trends in their sector
• Independently leads/or advises on proportionate share of transactions/customer portfolios, with complexity aligned to skill set
• May independently lead or advise junior team members on the delivery of financing solutions
• Assesses / mitigates transaction risks
• Determines financial eligibility of customers, borrowers and other counter parties and along with counsel, proposes and negotiates loan documentation
• Formulates pricing/term/ structure reflective of risk, strategy and market conditions
• Recommends transactions to the appropriate Delegation of Authority within specified parameters, policies and guidelines
• Guides customer engagement and negotiations
• Collaborates with business development colleagues on account and sector strategies
• Shows engagement and collaboration with internal partner teams on strategy and risk management in order to deliver on customer solutions

Benefits

• Flexible benefits – Our program lets you choose coverage that suits your unique needs, including Medical, Dental, Life, and more. Plus, we offer additional Flex credits to tailor your plan even further.
• Defined Contribution Pension Plan – Secure your future with our generous matching program that helps you save for retirement.
• Competitive vacation program – Enjoy a work-life balance with our competitive vacation program, starting with 4 weeks of vacation and 2 floater days each year for permanent employees.
• Comprehensive wellness programs – Stay healthy and happy with access to wellness initiatives, mental health support, and fitness programs.
• Professional Development – Advance your career with our support for growth and development through conferences, language training, and educational opportunities.
• Relocation assistance is available for candidates who meet the eligibility criteria.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level