Financial Wellness Representative

AIL•El Paso, TX
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a remote representative to help individuals and families understand insurance options that may support their financial security. The representative works virtually with prospective clients, learns about their needs, and explains life, supplemental health, and accident insurance products. The role offers a structured remote environment for coachable, motivated professionals committed to helping clients make informed decisions. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Before conducting licensed insurance activities, the representative must obtain the appropriate state Life & Health Insurance License and complete applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Excellent communication, listening, and relationship-building skills.
  • Professional, people-oriented approach.
  • Strong attention to detail.
  • Comfort with computer systems and virtual communication.
  • Proactive problem-solving ability.
  • Ability to work independently and within a team environment.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated and coachable.
  • Interest in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Contact prospective clients using company-provided warm leads.
  • Schedule and conduct virtual insurance consultations.
  • Complete customer-focused needs reviews.
  • Explain life, supplemental health, and accident coverage options.
  • Answer questions and provide clear guidance to clients.
  • Follow up promptly and maintain professional relationships.
  • Maintain accurate client records and documentation.
  • Attend ongoing training and development sessions.
  • Participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • 100% remote work opportunity.
  • Company-provided warm leads.
  • Weekly compensation.
  • Unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Online training and resources accessible across devices.
  • Daily coaching and professional mentorship.
  • Performance incentive programs.
  • No overhead costs.
  • Union representation through OPEIU Local 277.
  • Long-term career opportunity with a 70-year organization.
  • Training, mentorship, licensing guidance, and ongoing professional development.
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