Financial Specialist/Personal Banker II - Bradley Park, Columbus - Banking experience required

Synovus•Columbus, GA

10h•Onsite

About The Position

This role serves as the front-line point of contact for retail branch customers, executing activities to meet sales and service needs and branch goals. The Financial Specialist/Personal Banker II operates as a multi-functional team member, processing transactions, providing optimum service, and consulting in an advisory role to maximize sales potential. The position involves processing transactions accurately and efficiently while introducing products, services, and digital options to meet customer needs and expand relationships with Synovus. Key responsibilities include identifying customer needs, cross-selling, and up-selling opportunities to contribute to the financial growth of the branch. This role also acts as the first line of defense in preventing fraud and mitigating risk, demonstrating a commitment to customer satisfaction. On average, approximately 60% of the time is spent performing Teller functions and 40% performing Relationship Banker functions. The role involves proactively greeting customers, assessing their needs, educating them on digital strategies, and directing them to appropriate service areas or banking representatives, as well as executing various customer transactions and assisting with inquiries and issue resolution.

Requirements

High school diploma or equivalent
1+ years of experience in the banking industry including cash handling, sales and customer service; OR 6 months successful sales experience where defined goals and accountabilities are routinely met.
May consider relevant college-related programs in lieu of some, not all job experience.
Successful registration and issuance of a unique identification number from the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE ACT).
Registration must be accomplished within an established timeframe after initial employment and includes a nationwide finger print check.
Knowledge of bank operations, policies and procedures and federal bank regulations
Knowledge of bank products and services
Strong customer service skills
Aptitude for consultative selling
Strong listening and comprehension skills to be able to identify customer financial needs, goals and objectives
Strong interpersonal skills to establish rapport with customers
Careful attention to detail with ability to manage time and multi-task
Mathematical skills
Proficiency using Microsoft Office software products

Responsibilities

Proactively and pleasantly greets customers to establish a connection and develop rapport, providing outstanding, personalized customer service. Lobby Leadership, welcoming and greeting customers as they enter the branch, providing a warm and friendly atmosphere.
Assesses customer needs, shares and educates the digital strategy and directs them to the appropriate service areas or banking representatives.
Executes a variety of customer transactions in accordance with applicable policies and procedures, and with a high level of accuracy and efficiency while maximizing the sales potential of every interaction. Assists customers with inquiries and provides issue resolution in a professional and composed manner. Thanks each customer for their business and treats every individual as a valued Synovus customer. Assists customers with routine inquires regarding account balances and account information. Cashes checks and processes withdrawals, pays out money after verification of signatures and balances. Prepares official checks and money orders. Refers customer to an officer for authorization to cash check when needed.
Counts, checks and packages coins and currency. Balances cash drawer at the end of the day and reports any discrepancies. Checks the night depository bags and records information. Accepts retail and commercial deposits, verifies cash and endorsements and provides customer with a receipt. Accepts savings deposits and withdrawals, verifies signatures.
Listens carefully to customers to understand their financial priorities and promotes bank products, digital options and services accordingly. Promotes and explains Synovus products such as consumer and mortgage loans, IRAs, certificate of deposits, travelers checks and credit cards.
Opens and services accounts. Interviews consumer and small business loan applicants to identify loan opportunities and may process and close loans. Follows established policies and procedures with minimal exceptions. Ensures all operational tasks are completed and all exceptions are cleared in a timely manner.
Optimizes the customer relationship referring customer to branch team members and/or Synovus partners for cross selling opportunities. Promotes Synovus products such as consumer deposits, loans, IRAs, certificate of deposits, travelers checks and credit cards. Performs proactive outreach to customers and prospects during sales campaigns and promotions. Utilizes the Sales Management system to capture and track referrals.
May serve as back-up to the Branch Service Supervisor or Relationship Banker, providing coaching and guidance to junior tellers. Serves as the IBS Teller Insight Branch Administrator as needed, including updating profiles for users, assigning authority, and other IBS Teller Insight Administration tasks. Performs vault teller responsibilities as needed.
Participates in daily kick-off and huddle activities, weekly sales meetings, and sales and training activities. Supports sales campaigns and bank initiatives and products as assigned and shares specific product information and sales tips. Champions the digital strategy and utilizes, shows and engages customers with the in-branch digital tools.
Adheres to Branch Operations Standards, policies and procedures and regulatory guidelines to protect against risk. Maintains a high level of awareness to recognize and report suspected fraud. Follows the business code of conduct including reporting known or suspected violations to the appropriate Company authority in a timely fashion. Completes compliance and other assigned training on time.
Demonstrates professionalism in appearance, punctuality, and behavior. Maintains a clean, organized work area.
Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
Performs other related duties as required.