Financial Professional

Advisor Group•Remote-NM, NM

6d•Onsite

About The Position

Osaic is offering an Independent Representative Opportunity in Financial Services for a Financial Professional. This role is full-time and involves offering, soliciting, and selling approved financial products and services. The representative must comply with all applicable laws, rules, and regulations from federal and state governmental or regulatory agencies, including the SEC, FINRA, and state securities, investment advisory, and insurance regulatory agencies. Responsibilities include delivering prospectuses and disclosure documents, making no representations beyond those in the documents, explaining terms and conditions, and conducting business in accordance with Osaic's policies and procedures. The role also requires adherence to the Investment Adviser’s Act of 1940 and any other applicable laws. For insurance sales, representatives must not perform unauthorized acts, such as altering contracts, accepting improper payments, or binding Osaic to risks beyond established rules. Continuing education requirements must be met to remain active and eligible for commissions.

Requirements

In-depth understanding of employer, industry and federal regulations
Knowledge of financial options, including investments, loans, savings accounts and stock options
Expertise in financial planning and investment strategies
Familiarity with the securities, mutual fund and insurance industries
Advanced ability to analyze and explain market data
Analytical thinking skills and the ability to assess clients’ needs
Excellent communication abilities, including writing, speaking and active listening
Effective sales, presentation and customer service skills
Good organization and time management skills
Minimum of high school diploma or equivalent is required.

Nice To Haves

Bachelor’s degree preferred

Responsibilities

Offer for sale and sell only products and services that have been expressly approved in advance by Osaic Institutions and for which Osaic Institutions has executed an underwriting or selling agreement with the sponsor.
In connection with each sale or solicitation of offers to buy securities or insurance products or to provide investment advisory services, deliver or cause to be delivered to the customer, in accordance with all applicable securities, investment advisory and insurance laws, rules and regulations, a current prospectus, offering memorandum, applicable Form ADV or such other documents that may be in effect and are required to be disclosed.
Make no representations to customers except as are contained in such prospectus, offering memorandum or other disclosure documents.
Furnish to the customer and prospective customers such other disclosure forms as required by Osaic Institutions’ policies and procedures.
Fully explain the items and conditions of the purchase or sale of securities and insurance products and investment advisory services to the customer or prospective customer.
Not make untrue statements, interpretations or misrepresentations, nor omit or neglect to disclose material facts relating to each such purchase or sale.
Conduct actions as an investment adviser representative under the Investment Adviser’s Act of 1940 (the “40 Act”) and any other applicable federal or state laws or self-regulatory organization rules and in accordance with the policies and procedures adopted from time to time by Osaic Institutions.
If providing investment advisory services, cause to be delivered to customers and prospective customers the applicable Form ADV and such other disclosures as are required by federal and state laws and regulations and Osaic Institutions’ policies and procedures relating to investment advisory services.
Not exercise discretion in any investment advisory account without written authorization from the client.
In connection with the sale or solicitation of offers to buy insurance, agree not to perform any unauthorized act on behalf of Osaic Institutions or any of its approved insurance carriers including, but not limited to, the following: make, waive, alter, modify or change any contract on behalf of Osaic Institutions or an insurance carrier; accept any check made payable to Representative or any other entity not entitled to receive such funds; endorse any check made payable to Osaic Institutions or an insurance carrier; waive or modify any policy or application provision, condition, or obligation; extend time for payment of any premium or past due premium; approve evidence of insurability; bind or otherwise commit Osaic Institutions or any insurance carrier to any risk beyond a carrier’s rules regarding Temporary Insurance Agreements and/or Conditional Receipts; or deliver any policy where the health of the insured, to Representative’s knowledge, is other than as stated in the application for insurance.
Read, understand and conduct business in accordance with the published policies and procedures and such instructions, directives, notices or other communications issued by Osaic Institutions, including, but not limited to, Osaic Institutions’ Sales Practice Manual and Written Supervisory Procedures Manual.
Fulfill both the regulatory element and firm element continuing education within the deadlines set by Osaic Institutions.