Financial Examiner-Bank Team

State of North Carolina•Wake County, NC

21d•Hybrid

About The Position

The N.C. Office of the Commissioner of Banks is hiring mid-level Financial Examiners for its Banking Division. The role identifies, compiles, and organizes financial and non-financial data to analyze institutions and reach sound conclusions during examinations of financial institutions with minimal-to-moderate-risk profiles or structures. Examiners identify actual and potential issues affecting an institution’s risk profile and, under appropriate supervision, recommend corrective action based on their knowledge and observations of practices at other institutions. They communicate examination findings orally and in writing, exercise sound judgment and strong interpersonal skills, and handle confrontational situations with bank management. Examiners may lead examinations of institutions with moderate-to-high-risk profiles and increasingly complex structures, serve in leadership roles on joint examinations with federal regulators, and coach less-experienced examiners. Confidentiality and discretion are required. The position involves teamwork and adapting to changing circumstances. The duty station is the employee’s home, and examiners may reside anywhere in North Carolina. The role requires 50–75% overnight travel from the duty station, depending on the assignment, and follows a Monday–Thursday, 10-hour-day schedule.

Requirements

Bachelor’s degree in a related field such as banking, finance, or business, and at least two accounting courses, plus at least two years of recent professional experience in the banking industry, or an equivalent combination of education and industry experience.
Good working knowledge of laws, rules, regulations, industry standards, and accounting and reporting processes applicable to banking.
Experience applying banking knowledge to analyze bank financial records and identify risk areas, material deficiencies, and violations of state and federal laws and regulations.
Experience presenting concise, comprehensive, and accurate findings about a bank’s condition, both orally and in writing.
Proficiency in Excel, Word, and PowerPoint.
Ability to exercise sound judgment, maintain confidentiality, work in a team environment, and adapt to changing circumstances.
Ability to travel overnight 50–75% of the time, depending on work assignment.
Availability to work a Monday–Thursday schedule consisting of 10-hour days.

Nice To Haves

Prior experience in regulatory oversight of financial institutions.
Completion of the FDIC Introduction to Examinations School or CSBS Certified Operations Examiner School.
Completion of the FDIC Financial Institution Analysis School or CSBS BANK Dynamics School.
Completion of the FDIC Asset Liability Management School or the FRB Principles of Asset Liability Management.
Completion of the FDIC Loan Analysis School or CSBS Credit Evaluation School.

Responsibilities

Identify, compile, and organize relevant financial and non-financial data for examinations and work assignments.
Analyze financial institutions and draw sound, logical conclusions.
Identify actual and potential issues that affect an institution’s risk profile.
Recommend corrective action under appropriate supervision, drawing on acquired knowledge and observations of practices at other institutions.
Present concise, comprehensive, and accurate examination findings orally and in writing.
Handle confrontational situations with bank management using strong interpersonal skills.
Serve in leadership roles, including examiner-in-charge, asset manager, or operations manager, for banks with moderate-to-high-risk profiles and increasingly complex structures.
Serve in a leadership role on joint examinations with federal regulators.
Coach less-experienced examiners.
Maintain strict confidentiality and discretion while conducting business.
Work collaboratively in a team environment and adapt to changing circumstances.