FINANCIAL EXAMINER/ANALYST II - 43004484

State of Florida•TALLAHASSEE, FL

2d•Onsite

About The Position

The Office of Financial Regulation (OFR) is responsible for licensing, chartering, examining, and regulating depository and non-depository financial institutions and financial service companies, including state-chartered banks, credit unions, trust companies, loan originators, mortgage lenders, securities dealers, investment advisors, consumer collection agencies and money transmitters throughout the state of Florida. The OFR is a professional office environment with a public service-driven mission.

Requirements

Four (4) years of professional examination and/or regulatory work experience relating to financial institutions, financial services companies, insurance companies, securities dealers or investment advisers, mortgage brokers or lenders, or money services businesses is required.
Knowledge of mathematics.
Knowledge of auditing principles.
Knowledge of the methods of compiling, analyzing, and presenting data.
Knowledge of the techniques utilized in conducting examinations or investigations of financial services companies.
Ability to review, analyze, and evaluate data.
Ability to examine financial records.
Ability to conduct research.
Ability to write and prepare reports.
Ability to understand and apply laws, rules, regulations, policies and procedures.
Ability to probe and obtain critical facts.
Ability to utilize problem-solving techniques.
Ability to communicate effectively, both verbally and in writing.
Ability to establish and maintain effective working relationships with others.
Ability to recognize the validity, authenticity, and propriety of operating records.
Ability to work independently.
Ability to effectively use computer hardware and software.
A security background check, including fingerprint as a condition of employment.

Nice To Haves

A bachelor's degree from an accredited college or university with a major in accounting, finance, economics, insurance, risk management and/or business management/administration.
One (1) or more years of recent professional experience in analyzing, investigating, examining, or auditing financial data within the consumer finance, banking, insurance, or securities industry, supervision of consumer finance industry personnel or regulations of consumer finance industry or similar experience in another financial services industry subject to complex review, including similar experience within federal, state, or local government.
Effectively utilize OFR’s database system, REAL

Responsibilities

Utilizing or being trained to utilize Division operating procedures and methods in the performance and compilation of detailed complaint investigations of financial and related institutions by OFR to ensure that all of the provisions of the State statutes and regulations pertaining to the conduct of their activities are complied with: Analyzes the nature of written or verbal inquiries to determine whether or not complaints fall within the jurisdiction of OFR. Utilizes department licensing systems and enters detailed complaint information into internal electronic database systems such as Activity Tracking System or REAL. May refer complaints to other regulatory agencies if appropriate. May provide guidance to consumers in resolving the complaint/inquiry and develop documentation and reports necessary for accurate audit trail.
Responsible for preparing and submitting preliminary complaint investigation reports, documentation, and work papers for reviews of the statutes under the purview of OFR. Responsible for preparing and submitting final complaints, investigation reports, work papers, and documentation. Responsible for reviewing and evaluating institutions’ responses to examinations reports and recommending disposition of the file.
Utilizes standard Division policies and procedures pertaining to conducting regulatory complaint reviews in relation to Florida Statutes 494, 516, 520, 537, 559 and 560.
Responsible for the evaluation and investigation of complaints against companies in the financial fields detailed above and completing written documentation to be reviewed by supervisor.
Responsible for reviewing and evaluating institution responses to complaints and recommending disposition of the file.
Responsible for completing final complaint investigation report which will include sufficient documentation and work papers used to establish an audit trail for the files.
Perform other related duties and responsibilities as required.

Benefits

Flexible work schedules for most positions.
Paid holidays and an annual personal holiday.
Paid vacation and sick leave.
Excellent health & life insurance options for individuals and/or family coverage.
Additional supplemental insurances available such as dental, vision, disability, etc.
Tax deferred medical and Dependent Care Benefit reimbursement accounts available.
Deferred Compensation opportunities.
Tuition waivers to attend state universities/community colleges.
Retirement plans and options.
Public Service Loan Forgiveness program.