Financial Crimes Emerging Risk and Trends Investigative Manager

U.S. Bank • Cincinnati, OH

4d • $126,820 - $149,200 • Hybrid

About The Position

U.S. Bank’s Special Investigations Unit (SIU) is seeking an investigative manager for its Emerging Risk and Trends (ERT) Team. The SIU is part of U.S. Bank’s Enterprise Financial Crimes Compliance (EFCC) organization, a second line of defense responsible for identifying and preventing individuals and businesses from using U.S. Bank products and services for illegal purposes and reporting suspicious activity to FinCEN and law enforcement. The SIU ERT Investigations Manager leads a specialized investigative team responsible for proactively identifying, analyzing, and investigating emerging financial crime risks and typologies. Operating within an intelligence-led, threat-driven framework, the role integrates external intelligence (e.g., open-source reporting, law enforcement and industry engagement) and internal data to detect evolving threats and anticipate risk exposure. The ideal candidate must be tactically skilled to translate intelligence into high-impact investigations, drive detection and control enhancements, and produce strategic insights that strengthen U.S. Bank’s financial crime risk management posture. The role reports directly to the Director of the SIU.

Requirements

• Bachelor’s degree or equivalent work experience
• 10 or more years of experience in an applicable risk management environment
• Applicable certifications

Nice To Haves

• 10 years of federal law enforcement or intelligence experience in the areas of complex financial crime investigations or analyses
• Strong knowledge of AML regulations (BSA, Patriot Act), and FinCEN SAR filing requirements
• Experience with AML transaction monitoring, anomalous detection, intelligence driven analyses
• Excellent analytical, communication, and leadership skills
• Ability to adapt to a changing environment
• Stronge knowledge of Microsoft Office applications, along with general proficiency in adapting to new software applications
• Experience with banking operations, products and services, systems and associated risks and controls
• Certifications: CAMS, CFE, or comparable credentials preferred

Responsibilities

• Leading a team that performs exploratory, data-driven investigations to identify emerging financial crime risks, typologies, and network patterns
• Translating intelligence into actionable insights that drive investigative priorities and SAR decisioning
• Partnering with EFCC Financial Intelligence Unit’s (FIU) FIU to convert emerging risk insights into transaction monitoring rules, scenarios, and alerting strategies
• Track and report on impact of intelligence-driven actions (e.g., alerts generated, cases opened, risks mitigated)
• Developing a strong interaction model with industry peers to promote collaboration related to financial crime threats
• Coordinating the intake of financial crime intelligence or the sharing identified suspicious activity with law enforcement
• Providing executive-level briefing to internal and external stakeholders
• Monitoring changes in legal and regulatory frameworks related to BSA compliance
• Ensuring confidentiality requirements are observed and data is protected

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Manager