Financial Crimes Analyst I

Truist Bank•Lumberton, NC

16h

About The Position

Perform research and loss mitigation efforts across multiple intake channels to make decisions on Financial Crimes-related cases and alerts. Research and analyze account activity to assess risk and make decisions in accordance with applicable corporate and departmental policies and procedures. This role requires investigating transaction and client information, resolving cases within required timelines, communicating with internal and external partners or clients, and staying current on relevant laws and regulations through training.

Requirements

High school diploma or equivalent education and related training.
One year of banking, financial industry, or related experience.
Ability to learn and perform complex processes in accordance with departmental procedures, policies, and regulations.
Strong investigative, analytical, and critical-thinking skills.
Strong work prioritization and time-management skills.
Strong interpersonal, communication, and client-service skills.
Proficiency in basic computer applications, including Microsoft Office software products.
Ability to work in a high-stress, fast-paced, rapidly changing environment.
Ability and willingness to work flexible hours as required by the function.

Nice To Haves

Associate degree.
Experience in investigation, law enforcement, or a lending role.
Knowledge of BSA regulations and/or related compliance requirements, including reporting and record-retention requirements.
Experience in a BSA/AML and/or compliance-related role, in either a client-facing or backroom/operational capacity.
Experience in a branch, audit, compliance, legal, risk, or lending-related capacity.

Responsibilities

Analyze and make decisions on Financial Crimes-related cases or alerts.
Use banking systems to investigate and research transactional information to ensure Financial Crimes requirements are met.
Conduct client research.
Apply critical thinking to make well-supported decisions appropriate to the alert type.
Use internal and external applications to investigate and research applicable alerts.
Resolve cases or alerts efficiently and effectively while meeting applicable timelines.
Communicate effectively with internal and external partners or clients.
Participate in BSA/AML/OFAC and/or fraud-related training, such as webinars, periodicals, and self-study, to stay current on changing laws and regulations.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401(k) plan
At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
10 sick days, prorated
Paid holidays
Depending on position and division, possible eligibility for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan