Financial Crime Risk Business Oversight Specialist (US)

TD • Boston, MA

1d • $91,000 - $145,600 • Onsite

About The Position

The Financial Crime Risk Business Oversight Specialist is a senior specialist and key business oversight lead in Financial Crime Risk Management. The role provides expert business guidance, second-line challenge, and oversight to portfolios, businesses, and functions on the development, maintenance, and implementation of AML/ATF/Sanctions/ABAC compliance programs, aligned with the Bank’s risk appetite and strategic direction.

The position independently manages a specialized AML/ATF/Sanctions/ABAC function or area, provides comprehensive coverage across significant business or functional areas and relevant legal entities and jurisdictions, and advises businesses on complex projects or change initiatives. It provides advanced analysis and reporting, subject matter expertise, guidance to analysts, and support for regulatory reviews, inquiries, audits, and examinations. The role also leads resolution of complex project and program requirements and serves as a contact for business management and auditors on non-routine matters.

Requirements

• Undergraduate degree or equivalent work experience.
• At least 7 years of experience.
• Expertise in AML/ATF/Sanctions/ABAC.
• Expert knowledge of supported business and operational functions.
• Deep knowledge and understanding of businesses, technology, and organizational practices and disciplines.
• Ability to work independently and manage a specialized AML/ATF/Sanctions/ABAC function or area.
• Ability to provide comprehensive coverage across significant business or functional areas and relevant legal entities and jurisdictions.
• Ability to advise businesses on complex projects or change initiatives and provide advanced analysis or specialized reporting.
• Ability to manage non-routine matters with business management and internal or external auditors, and to manage or assist with regulatory reviews.
• Ability to identify and lead resolution of complex project or program requirements issues.
• Ability to exercise discretion and maintain confidentiality.

Nice To Haves

• Experience with screening and monitoring systems.
• Experience in business transformation.
• Experience in process improvement.

Responsibilities

• Provide specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses.
• Advise covered businesses about new or changed AML/ATF/Sanctions/ABAC regulatory and policy requirements and explain their impact on processes and controls.
• Contribute to the development and implementation of AML/ATF/Sanctions/ABAC compliance programs, and guide businesses in developing, implementing, overseeing, and managing effective programs.
• Escalate significant issues and events and manage them through resolution.
• Represent Financial Crime Risk Management on internal or external committees relating to designated business activities, as required.
• Provide subject matter expertise and compliance guidance to business management, including developing and maintaining management reporting and analysis.
• Assist in developing business-line policies and procedures and oversee their implementation.
• Collaborate with subject matter experts to develop and enhance methodologies for analyzing covered businesses’ risk exposures.
• Ensure programs, policies, and practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.
• Exercise discretion in handling confidential correspondence and information, escalating issues where appropriate.
• Support development of annual awareness training.
• Identify and manage risks, protect organizational interests, and ensure prompt, thorough resolution of escalated non-standard and high-risk issues.
• Manage relationships across business lines and corporate or control functions, ensuring alignment with enterprise and regulatory requirements.
• Monitor emerging issues, trends, and regulatory requirements and assess potential impacts.
• Handle inquiries and requests from Internal Audit and regulators.
• Maintain a culture of risk management and control through effective processes aligned with risk appetite.
• Provide thought leadership and industry knowledge, participate in knowledge transfer, and support team development through cross-training, mentorship, and sharing best practices.
• Build productive relationships with internal and external business partners and stakeholders, support a diverse workforce, and represent the business area and bank as a brand ambassador.
• Provide guidance and support to analysts on portfolio and specialty matters; deliver advanced analysis and specialized reporting.
• Manage or assist with regulatory reviews, inquiries, audits, and examinations, and lead resolution of complex project or program requirements issues.

Benefits

• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.
• Banking benefits and discounts.
• Career development, training, mentoring, and learning-platform access.
• Reward and recognition.
• Base salary and variable compensation or incentive awards, potentially including cash and/or equity awards.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior