Financial Crime Compliance Analyst
About The Position
We’re Capital on Tap. Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. We have 1,000+ employees, £20bn in annual card spend, 200,000+ customers, and 17,000+ Trustpilot reviews averaging 4.7 stars. Our US Compliance team is fully accountable for keeping our fast-growing US business compliant - covering financial crime investigations, regulatory reporting, policy, and every new product and feature we launch in the US. They also own the relationship with our partner bank.
Requirements
- 1-2 years owning and completing FinCrime Investigations
- Experience in drafting suspicious activity reports (SARs)
- Experience in managing 314(a) requests
- Basic SQL experience
Responsibilities
- Process and decision financial crime escalations from the 1st line FinCrime team and other business units.
- Handle 314a, AML, and OFAC Reports for the US, and execute final sign-offs for PEPs, and High-Risk entities.
- Draft, review, and finalize internal suspicious activity reports raised by cross-functional teams (e.g., credit, customer operations).
- Maintain and update AML policies, procedures, and standards for the 1st line, ensuring all regulatory updates and feedback from Compliance Monitoring, QA, and Independent Audit are integrated.
- Participate in FinCrime team meetings to provide input and share knowledge regarding identified, emerging operational threats and trends.
- Liaise directly with internal teams to gather necessary documentation for external law enforcement inquiries and partner bank requests.
Benefits
- 90% Healthcare Premium paid by New Wave Card, LP
- 401k Match - 100% Match to 3% and 50% to 5%
- 25 Days PTO
- 5 Days Sick Pay
- $1,200 Learning & Wellbeing Budget
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
