LS 1

Fairstone Bank•Deer Lake, NL

11d•Onsite

About The Position

Fairstone Financial is a leading Canadian provider of responsible lending solutions, offering personal loans and retail point-of-sale financing. With a focus on customer service and community engagement, Fairstone helps individuals and businesses meet their financial needs through flexible and accessible lending options. At Fairstone, our culture is built on strong values and leadership principles that define the expectations we have for working together, and with our customers. By helping Canadians find the right solution to meet their needs with a variety of products and services. Come join Fairstone Financial as a Financial Consultant in Loan Solutions. As a consultant in loan solutions, you will support customers and prospective customers on the phone and in person to provide the best-in-class service. Ensure loan applications are assessed accurately and timely in a fast-paced environment. Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed. Commit to your personal training and development to support our mission to deliver the best borrowing experience to earn our customer’s trust and loyalty. Fairstone Bank of Canada and its subsidiaries, including Fairstone Financial Inc. and Home Trust Company, deliver innovative, accessible and reliable financial solutions that enable Canadians to reach their financial goals. Collectively, we offer residential and commercial mortgages, consumer deposits and GICs, retail and automobile financing, credit cards and digital lending, in addition to unsecured and secured personal loans online and at more than 255 branches coast to coast. With a long-established history, we are proud to be Canada's leading alternative lending bank.

Requirements

Authorized to work in Canada
High-school diploma or the equivalent is an asset
Great communication skills

Nice To Haves

At least 1 year of prior experience in loan underwriting, experience in a financial institution
Previous experience working with loan origination software
Post-secondary education in Finance or Business Administration
Maintain a positive supportive attitude, help to maintain a gratifying work atmosphere!

Responsibilities

Support customers and prospective customers on the phone and in person to provide the best-in-class service
Ensure loan applications are assessed accurately and timely in a fast-paced environment
Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed
Gathering loan information
Selling our loan and protection products
Closing loans virtually and in person
Following up past due customer accounts
Cash controls including taking payments
Commit to your personal training and development to support our mission to deliver the best borrowing experience to earn our customer’s trust and loyalty

Benefits

Minimum 15 days vacation and additional wellness days, plus statutory holidays
Full-time positions typically involve 37.5 hours per week
We value work-life balance and support the right to disconnect at Fairstone
Comprehensive Benefits Package: Adjustable to your needs (with access to virtual healthcare)
Pension Contribution: Fairstone automatically matches a certain percentage to contribute to your savings
Wellness: Tailored well-being solutions available 24/7
Competitive Base Salary: With multiple incentive programs to increase your overall compensation
Reward Program: Collect points for travel or merchandise
Employee Referral Program: Earn a bonus when referring a friend
Employee Discounts: We offer numerous discounts at various retailers
Professional Development: Comprehensive paid online learning courses (Fairstone Academy), opportunities to develop multiple skill sets
Supportive Culture: Join a supportive and collaborative work environment where your contributions are valued and recognized