Financial Coach

VANTAGE CREDIT UNION•Creve Coeur, MO

9d•Onsite

About The Position

The Financial Coach is responsible for proactively and successfully meeting individual sales and production goals, contributing to branch and overall credit union goals. This role maximizes opportunities to gain and grow member wallet, recommends and refers cross-sell opportunities, and assists members with account and loan needs and inquiries. The Financial Coach ensures all required paperwork and system information is accurate and timely, participates in monthly call night activities, and recommends alternative solutions for members who do not currently qualify for loans or services. Compliance with credit union policies and government regulations, including secure maintenance of member information and records, is essential. The role involves performing initial quality control assessments on loan and account documentation, assisting the Member Care Center during high call volume, and demonstrating a positive attitude, respect, and exceptional team player qualities. Fostering strong, positive relationships with other credit union areas and maintaining an exceptional culture within the branch and organization are key aspects of this position. Other tasks may be assigned.

Requirements

Possesses ability for independent thinking that allows for identification of problems and corresponding solutions.
Develops and executes action plans where needed.
Possesses a thorough knowledge of credit union operations, including loan and deposit products and departmental operations.
Keeps current with industry trends and changes in regulations.
Sensitive to the credit union philosophy, understands the difference between a credit union and a bank, and works with members based on their individual needs.
Sales – Actively interacts with existing and potential members to identify current and future financial needs, determines appropriate solutions and is successful in growing member wallet.
Time Management – Has the ability to process a large volume of work while maintaining member service standards.
Possesses good ability to organize work, plan activities, prioritize tasks and meet deadlines/standards for work assigned.
Must be flexible and have a strong ability to adapt to changing situations.
Interpersonal Skills – Interacts professionally and positively with others, cultivating positive relationships that further the goals of the credit union and meet member needs.
Uses tact and diplomacy in difficult situations, approaching conflicts from a positive angle and striving to find a win-win solution by using sound negotiating skills.
Works well with other team members to achieve group cohesiveness and objectives.
Communication – Expresses self honestly, positively, and professionally in both oral and written communication.
Speaks correctly and uses correct grammar and spelling in all communications.
Dependability – Possesses strong sense of ownership and responsibility for financial center’s operations.
Displays integrity and high moral responsibility.
Technical – Displays a solid analytical ability, with the ability to be direct and ask discerning questions.
Has a strong understanding of the various programs/software used in their position.
Performs work accurately with a strong attention to detail.
1+ years of sales experience, preferably in a credit union.
Ongoing professional development is expected.

Nice To Haves

Attendance of credit union industry seminars, workshops and conventions may be required.

Responsibilities

Proactively and successfully meet individual sales and production goals as well as contribute to individual branch and overall credit union goals.
Maximize opportunities to gain and grow member wallet.
Recommend and refer cross-sell opportunities as appropriate.
Assist members with account and loan needs and inquiries.
Ensure all required paperwork and information in the system is completed in an accurate and timely manner.
Participate in monthly call night activities through outbound calling efforts.
Recommend alternative solutions and courses of action to existing and potential members who do not currently qualify for loans or other services based on their previous financial performance.
Comply with credit union policies and government regulations by securely maintaining member information and records, coordinating efforts with audit, retail operations, compliance, credit resolutions, centralized lending, and quality assurance.
Maintain confidentiality at all times.
Perform initial quality control assessments on loan and account documentation on their own work.
Assist the Member Care Center with answering calls during times of high call volume.
Consistently demonstrate a positive attitude, always respectful in interactions and has exceptional team player qualities.
Cultivate strong, positive relationships with other areas of the credit union to create a cohesive, productive working environment.
Foster and maintain exceptional culture within the branch and organization.
Perform other tasks as assigned.