Financial Analyst

Capital Credit Union•Ashwaubenon, WI

3h•Onsite

About The Position

Upholds the Credit Union’s mission of “We do the right thing one member, one employee, and one experience at a time to strengthen the communities we serve” by providing the administration and development of financial analysis to support the strategic decision making and risk monitoring in the areas of Asset and Liability Management, Liquidity, Budgeting and Forecasting, Financial Performance and Analysis, and Profitability.

Requirements

Bachelor’s degree in Finance, Accounting, Economics, or related field
Working knowledge of asset and liability management, liquidity management, and financial analysis,
Budgeting and financial reporting experience.
Well-rounded knowledge of financial institution activities, policies, procedures and systems.
Ability to interpret an extensive variety of financial and other data in a variety of forms.
Ability to read, write, and comprehend detailed and often technical instructions and/or regulatory requirements, correspondence and memos.
Demonstrates critical thinking ability to identify, analyze, and solve complex problems.
Ability to write clear and concise reports and procedures.
Proficiency with Microsoft Excel and Copilot.
Ability to concentrate and pay close attention to detail. Must be able to closely examine documentation, including detailed financial records, regulatory requirements, policies & procedures, reports, and data structures.
Analytical ability to research technical issues and provide workable recommendations which meet regulatory and security requirements.
Interpersonal skills necessary to deal effectively and efficiently with a diverse group of employees, setting the example by maintaining a professional demeanor and atmosphere. Requires strong communication/listening skills and problem-solving skills to direct diplomatically and effectively.

Responsibilities

Assists with the Asset and Liability Management (ALM) function of the credit union. Prepares information for third party ALM vendor, confirms draft reports, performs what-if and targeted financial structure simulations, monitors income and interest rate risk results and their compliance with policy limits, and assists in back-testing assumptions within the model.
Assists with the Liquidity Management function of the credit union. Monitors and projects periodic cash requirements, deposit and cash availability and funding projection requirements. Prepares and reviews periodic liquidity reports, reviews compliance to policy limits and monitors additional indicators of liquidity risk.
Assists with the development and performance monitoring of annual budget and quarterly financial forecasts.
Assists in the preparation of the Asset and Liability Management Committee (ALCO) agenda and materials for packet, attends ALCO meetings and assists in ALCO presentations.
Develops and performs analyses of existing and contemplated products and services. Provides results and helps formulate strategy recommendations to management as appropriate.
Maintains a working knowledge of credit union operations, industry and overall economic trends, keeping management informed of areas of increased risk to the financial health of the credit union.
Provides financial analysis of credit union operations on a requested case by case basis and in support to other departments and committees as directed. This includes researching and interpreting data, providing recommendations and monitoring of such assignments.
Collaborates closely with Data Services and Accounting departments particularly in cases where financial analysis needs to be blended with member data analytics and accounting activities.
Assists in maintaining appropriate levels of borrowing capacity, review of new borrowing agreements and testing of borrowing sources for appropriate and contingent liquidity management.
Develops and administers credit union, branch, member and product profitability analysis including building assumptions, interpreting data, reporting and providing recommendations to management.
Responsible for the accurate preparation of materials related to monthly financial reports and may assist with the development and editing of monthly board package.
May perform other duties as assigned within the Finance department.