Financial Analyst

Citadel Credit Union•Uwchlan Township, PA

15d•Onsite

About The Position

Citadel is seeking a Financial Analyst to join the Finance team. This role reports to the VP of FP&A and is based in their corporate headquarters in Exton, PA. This individual will be responsible for month-end financial reporting and analysis for Citadel, including loan loss allowance calculation. This role will support all business lines for marketing investment analysis, new product evaluation, etc. This is an exciting opportunity for someone intellectually curious, analytically oriented, and detail attentive. The role is for those comfortable analyzing large quantities of data to drive actionable insights that influence business decision-making.

Requirements

At least three plus years of experience in financial analysis, business analysis, consulting, investment banking, or equivalent experience in consulting, investment banking, credit card, banking and other financial institutions.
Strong level of financial and business acumen to be able to drive results for a breadth of initiatives.
Bachelor’s degree in Finance, Business, quantitative field or related discipline
Superior proficiency with Excel.
Firm grasp of financial theory and basic economics

Nice To Haves

Prior experience conducting loan portfolio analytics or portfolio risk management preferred
Degree with a concentration in Finance or Statistics preferred
High level of critical thinking to formulate business issues into analytical problems and devise actionable solutions.
Robust communication, interpersonal, presentation, and organizational skills.
Must have ability to interact and partner effectively at multiple levels of the organization.
Ability to work independently.

Responsibilities

Perform financial forecasting, reporting, and operational metrics tracking
Analyze financial data and create financial models for decision support
Perform product and segment financial analysis
Report on financial performance and prepare for regular leadership reviews
Analyze past results, perform variance analysis, identify trends, and make recommendations for improvements
Support all business lines for marketing investment analysis, new product evaluation etc.
Work closely with the accounting team to ensure accurate financial reporting
Evaluate financial performance by comparing and analyzing actual results with plans and forecasts
Perform monthly product yield, delinquency, and cash flow analysis.
Provide monthly dealer participation analysis.
Manage Collections reporting including Daily Delinquency Reporting, Loan Modifications review, monthly collections reporting etc.
Provide jeopardy loan analysis for monthly allowance for loan loss workbook.
Provide support for NCUA quarterly 5300 and compliance reporting.
Prepares month-end financial analysis and reporting and updates financial dashboard, scorecards, and monthly reporting deck.
Assist with adhoc financial analysis and data requests.
Other duties as assigned.