Financial Analyst

Guardian Life Insurance • Boston, MA

5d • $84,420 - $138,690 • Hybrid

About The Position

The Financial Analyst is part of Group FP&A and supports consolidated expense planning, reporting, and strategic analytics across the Group Benefits organization. Reporting to the Head of Planning & Expense Consolidation, the role partners with Expense Management, Product, Pricing, and senior leadership to provide actionable insights, improve expense transparency, and support business decisions. It combines executive reporting, operational rigor, and forward-looking analytics to influence financial outcomes.

The analyst owns consolidated expense exhibits for annual planning and executive reviews; develops executive-ready materials; supports enterprise expense studies, benchmarking, and detailed analysis across products, departments, and accounts; and translates financial data into insights. The role also owns monthly unit cost reporting and product allocation methodologies, supports product margin and profitability analysis, and contributes to transformation initiatives and planning-process improvements.

Additional work includes ad hoc analysis for actuarial, regulatory, and leadership needs; cost management, acquisition, and renewal analysis; and financial-system user acceptance testing and enhancements, including systems such as Oracle. The role supports accurate and efficient expense reporting and the automation and modernization of FP&A workflows.

The position is hybrid, with three days per week in a Guardian office in Hudson Yards, New York City; Holmdel, New Jersey; Boston, Massachusetts; or Bethlehem, Pennsylvania. The stated base salary range is $84,420 to $138,690. The role may also be eligible for annual, sales, or other incentive compensation.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• At least 4 years of FP&A, financial analysis, or expense management experience.
• Strong analytical and financial modeling skills.
• Advanced Excel and PowerPoint proficiency.
• Ability to synthesize complex data into clear, executive-level insights.
• Strong communication and collaboration skills.
• Excel skills including formulas such as SUMIFS and INDEX/MATCH, basic modeling, pivot tables, and lookups.
• Familiarity with financial ledger and planning tools.
• Ability to analyze variances, including actual versus plan and forecast versus prior.
• Ability to identify key drivers of financial performance and translate data into insights.

Nice To Haves

• Experience in insurance or financial services.
• Familiarity with Oracle Planning, Hyperion, or SmartView.
• Experience with large, matrixed organizations.

Responsibilities

• Own consolidated expense exhibits for annual planning and executive leadership reviews.
• Develop executive-ready materials that highlight key drivers, risks, and opportunities.
• Partner with Expense Management to validate planning assumptions.
• Support enterprise-wide expense studies and benchmarking initiatives.
• Provide detailed analytics across product, department, and account dimensions.
• Translate complex financial data into actionable insights.
• Partner strategically on transformational initiatives, including business case development.
• Own monthly unit cost reporting, validation, and distribution.
• Ensure timely and accurate refresh of year-to-date expense data.
• Improve visibility into cost efficiency and performance trends.
• Own and maintain product allocation methodologies across Group cost centers.
• Partner with Pricing and business leaders to support product margin targets.
• Resolve allocation variances across Group and Corporate structures.
• Support transformation initiatives and organizational changes.
• Validate department alignment and assess financial implications.
• Identify opportunities to streamline and improve planning processes.
• Partner with product teams on profitability and cost analysis.
• Provide expense insights related to allocations and unit cost drivers.
• Deliver targeted expense analyses for actuarial, regulatory, and leadership needs.
• Support cost management, acquisition, and renewal analysis.
• Respond to evolving business priorities with analytical support.
• Participate in user acceptance testing and enhancements for financial systems such as Oracle.
• Ensure the integrity, accuracy, and efficiency of expense reporting processes.
• Support automation and modernization of FP&A workflows.

Benefits

• Guardian describes offering contemporary, supportive, flexible, and inclusive benefits and resources to full-time eligible employees.
• Skill-building and leadership development opportunities.
• Philanthropic opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level