Financial Analyst

HAPO Community Credit Union • Richland, WA

5d • $48,707 - $93,645 • Onsite

About The Position

HAPO Community Credit Union is seeking an ambitious, self-motivated Financial Analyst in Richland, WA, who strives to represent HAPO’s core commitment “Be in the Moment” and standard of service “Defy Expectations” with our members, community, and team. Ideal candidates will have knowledge of Asset-Liability Management and Interest Rate Risk Analysis. They will possess excellent quantitative, analytical, and financial skills, along with strong organizational and project management abilities. Candidates must be self-motivated and results-oriented with the ability to excel under tight deadlines.

Requirements

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related field; or an equivalent combination of education and relevant experience.
• One to three years of experience in financial analysis, accounting, risk management, treasury, banking, credit unions, or a related financial services environment.
• Strong analytical, quantitative, problem-solving, and communication skills.
• Proficiency in Microsoft Excel and financial modeling techniques.

Nice To Haves

• Knowledge of Asset/Liability Management (ALM) principles, interest rate risk management, liquidity management, and balance sheet modeling.
• Experience working with ALM, profitability, forecasting, or financial planning software.
• Experience within a banking, credit union, or other regulated financial institution environment.
• Familiarity with regulatory reporting requirements and financial institution performance metrics.

Responsibilities

• Assist with the development, maintenance, and analysis of the Credit Union's Asset/Liability Management (ALM) program, including balance sheet modeling, interest rate risk analysis, liquidity management, and capital planning.
• Utilize ALM software to perform financial forecasting, scenario modeling, stress testing, and what-if analyses to evaluate the impact of changing economic and operational conditions.
• Analyze trends in revenue, expenses, net interest margin, loan and deposit portfolios, and other key financial metrics to support strategic decision-making.
• Develop, maintain, and enhance financial models used for budgeting, forecasting, profitability analysis, and long-range financial planning.
• Prepare and present financial analyses, reports, and recommendations to management that support organizational goals and business initiatives.
• Assist in the preparation and completion of quarterly regulatory reporting and ensure compliance with applicable regulatory requirements.
• Collaborate with Accounting, Treasury, Lending, and executive leadership teams to evaluate financial performance, balance sheet strategies, and growth opportunities.
• Support liquidity, capital, and interest rate risk management initiatives through ongoing monitoring and reporting of key risk indicators.
• Identify opportunities to automate reporting, improve data integrity, and streamline financial analysis processes through technology and process improvements.
• Participate in ad hoc projects, strategic initiatives, and financial studies that support the Credit Union's long-term objectives.

Benefits

• No cost premium health insurance for the employee and their eligible dependents, including medical, dental and vision
• Accidental death and dismemberment insurance
• Long term and Short term disability
• Competitive pay
• Pension Plan
• 401K program with match
• Flexible spending account (medical and dependent care)
• 0% interest on select personal loans
• Employee Assistance Program (EAP)
• Paid time off
• 11 paid holidays per year
• Paid Birthday day off
• HAPO Anniversary day off
• Volunteer Opportunities (Both Paid and Volunteer)
• Employee Milestone Anniversary Bonus
• Tuition Assistance Program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level